Analyzing Planet Payment (PLPM) & Fiserv (FISV)
Planet Payment (NASDAQ: PLPM) and Fiserv (NASDAQ:FISV) are both computer and technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, risk, valuation, earnings, profitability and institutional ownership.
This is a breakdown of current ratings for Planet Payment and Fiserv, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Fiserv has a consensus target price of $126.27, indicating a potential upside of 2.07%. Given Fiserv’s higher possible upside, analysts plainly believe Fiserv is more favorable than Planet Payment.
This table compares Planet Payment and Fiserv’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Volatility and Risk
Planet Payment has a beta of 0.66, meaning that its share price is 34% less volatile than the S&P 500. Comparatively, Fiserv has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500.
Valuation and Earnings
This table compares Planet Payment and Fiserv’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|Planet Payment||$52.79 million||3.74||$12.12 million||$0.47||8.43|
|Fiserv||$5.59 billion||4.66||$1.75 billion||$4.09||30.25|
Fiserv has higher revenue and earnings than Planet Payment. Planet Payment is trading at a lower price-to-earnings ratio than Fiserv, indicating that it is currently the more affordable of the two stocks.
Insider and Institutional Ownership
54.0% of Planet Payment shares are held by institutional investors. Comparatively, 87.7% of Fiserv shares are held by institutional investors. 20.2% of Planet Payment shares are held by insiders. Comparatively, 1.8% of Fiserv shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Fiserv beats Planet Payment on 10 of the 14 factors compared between the two stocks.
Planet Payment Company Profile
Planet Payment, Inc. is a provider of international payment and transaction processing and multi-currency processing services. The Company operates through two segments: multi-currency processing services and payment processing services. Its multi-currency processing services segment includes Pay In Your Currency, Multi-Currency Pricing and Dynamic Currency Conversion at automated teller machines, enable merchants to offer customized pricing in multiple currencies. Its payment processing services consist of end-to-end authorization, capture, clearing and settlement services to its customers along with localized language support and online access to reconciliation, reporting and analytics services. It provides its services to approximately 118,000 active merchant locations in over 20 countries and territories across the Asia Pacific region, the Americas, the Middle East, Africa and Europe, primarily through its acquiring bank and processor customers.
Fiserv Company Profile
Fiserv, Inc. is a provider of financial services technology. The Company provides account processing systems; electronic payments processing products and services, such as electronic bill payments, transaction processing, account-to-account transfers, and person-to-person payments; Internet and mobile banking systems, and related services, including document and payment card production and distribution, and lending and risk management products and services. The Company operates through two segments: Payments and Industry Products and the Financial Institution Services. The Payments segment services include electronic bill payment and presentment services, Internet and mobile banking software and services, and other electronic payments software and services. The Financial segment provides account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services.
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