National Penn Bancshares (NASDAQ: NPBC) and Great Southern Bancorp (NASDAQ:GSBC) are both financials companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, valuation, profitability, earnings, dividends, analyst recommendations and institutional ownership.

Analyst Ratings

This is a breakdown of current recommendations for National Penn Bancshares and Great Southern Bancorp, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
National Penn Bancshares 0 0 0 0 N/A
Great Southern Bancorp 0 1 0 0 2.00

Great Southern Bancorp has a consensus target price of $53.00, indicating a potential upside of 9.73%. Given Great Southern Bancorp’s higher probable upside, analysts clearly believe Great Southern Bancorp is more favorable than National Penn Bancshares.

Insider & Institutional Ownership

40.2% of Great Southern Bancorp shares are held by institutional investors. 23.8% of Great Southern Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Dividends

Great Southern Bancorp pays an annual dividend of $0.96 per share and has a dividend yield of 2.0%. National Penn Bancshares does not pay a dividend. Great Southern Bancorp pays out 26.8% of its earnings in the form of a dividend.

Profitability

This table compares National Penn Bancshares and Great Southern Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
National Penn Bancshares 32.36% 9.98% 1.21%
Great Southern Bancorp 22.84% 11.62% 1.13%

Valuation & Earnings

This table compares National Penn Bancshares and Great Southern Bancorp’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
National Penn Bancshares N/A N/A N/A N/A N/A
Great Southern Bancorp $180.42 million 3.76 $50.25 million $3.58 13.49

Great Southern Bancorp has higher revenue and earnings than National Penn Bancshares.

Summary

Great Southern Bancorp beats National Penn Bancshares on 6 of the 9 factors compared between the two stocks.

National Penn Bancshares Company Profile

National Penn Bancshares, Inc. is a bank holding company. The Company provides financial services, principally through National Penn Bank, its national bank subsidiary. The Company’s financial services affiliates consist of National Penn Wealth Management, N.A., including its National Penn Investors Trust Company (NPITC) division; National Penn Capital Advisors, Inc.; Institutional Advisors, LLC, and National Penn Insurance Services Group, Inc., including its Higgins Insurance and Caruso Benefits divisions. It operates through the Community Banking segment. Through the Community Banking segment, it offers commercial banking, consumer banking and other services which include specialized investment and insurance businesses. It serves communities throughout a 14-county market area in Pennsylvania: Berks, Bucks, Carbon, Centre, Chester, Delaware, Lancaster, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Philadelphia and Schuylkill. It also serves the Cecil County, Maryland area.

Great Southern Bancorp Company Profile

Great Southern Bancorp, Inc. is a bank holding company, a financial holding company and the parent of Great Southern Bank (the Bank). Through the Bank and subsidiaries of the Bank, the Company offers insurance, travel, investment and related services. The Bank makes long-term, fixed-rate residential real estate loans. It also originates commercial real estate and other residential loans, primarily with adjustable rates or shorter-term fixed rates, and commercial business and consumer loans, primarily in indirect automobile lending. The Company’s investment portfolio consists of mortgage-backed securities, and states and political subdivisions. As of December 31, 2016, the Bank offered a range of banking services through its 104 banking centers located in southern and central Missouri; the Kansas City, Missouri area; the St. Louis, Missouri area; eastern Kansas; northwestern Arkansas; eastern Nebraska, the Minneapolis, Minnesota area, and eastern, western and central Iowa.

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