Lincoln National Corporation (NYSE: LNC) is one of 31 publicly-traded companies in the “Life & Health Insurance” industry, but how does it contrast to its competitors? We will compare Lincoln National Corporation to related companies based on the strength of its dividends, risk, analyst recommendations, institutional ownership, valuation, earnings and profitability.

Volatility and Risk

Lincoln National Corporation has a beta of 1.98, suggesting that its stock price is 98% more volatile than the S&P 500. Comparatively, Lincoln National Corporation’s competitors have a beta of 1.28, suggesting that their average stock price is 28% more volatile than the S&P 500.

Profitability

This table compares Lincoln National Corporation and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Lincoln National Corporation 10.85% 10.99% 0.64%
Lincoln National Corporation Competitors 5.80% 9.15% 1.71%

Analyst Recommendations

This is a breakdown of current ratings and price targets for Lincoln National Corporation and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lincoln National Corporation 0 5 4 0 2.44
Lincoln National Corporation Competitors 349 1385 1900 81 2.46

Lincoln National Corporation presently has a consensus price target of $73.78, suggesting a potential downside of 0.46%. As a group, “Life & Health Insurance” companies have a potential upside of 10.31%. Given Lincoln National Corporation’s competitors stronger consensus rating and higher probable upside, analysts clearly believe Lincoln National Corporation has less favorable growth aspects than its competitors.

Institutional and Insider Ownership

79.9% of Lincoln National Corporation shares are held by institutional investors. Comparatively, 68.4% of shares of all “Life & Health Insurance” companies are held by institutional investors. 1.4% of Lincoln National Corporation shares are held by insiders. Comparatively, 9.5% of shares of all “Life & Health Insurance” companies are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Dividends

Lincoln National Corporation pays an annual dividend of $1.16 per share and has a dividend yield of 1.6%. Lincoln National Corporation pays out 17.8% of its earnings in the form of a dividend. As a group, “Life & Health Insurance” companies pay a dividend yield of 2.2% and pay out 35.9% of their earnings in the form of a dividend. Lincoln National Corporation has raised its dividend for 6 consecutive years.

Earnings & Valuation

This table compares Lincoln National Corporation and its competitors top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Lincoln National Corporation $13.86 billion $2.17 billion 11.37
Lincoln National Corporation Competitors $28.59 billion $2.35 billion 52.50

Lincoln National Corporation’s competitors have higher revenue and earnings than Lincoln National Corporation. Lincoln National Corporation is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

Lincoln National Corporation competitors beat Lincoln National Corporation on 10 of the 15 factors compared.

Lincoln National Corporation Company Profile

Lincoln National Corporation is a holding company, which operates insurance and retirement businesses through subsidiary companies. The Company sells a range of wealth protection, accumulation and retirement income products and solutions, through its business segments. The Company operates through four segments: Annuities segment, which offers fixed (including indexed) and variable annuities; Retirement Plan Services segment, which provides employers with retirement plan products and services; Life Insurance segment, which focuses on the creation and protection of wealth through life insurance products, and Group Protection, which offers principally group non-medical insurance products. These products include fixed and indexed annuities, variable annuities, universal life insurance, variable universal life insurance, linked-benefit UL, term life insurance, indexed universal life insurance, employer-sponsored retirement plans and services, and group life, disability and dental.

Receive News & Stock Ratings for Lincoln National Corporation Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Lincoln National Corporation and related stocks with our FREE daily email newsletter.