FS Bancorp (NASDAQ: FSBW) is one of 326 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare FS Bancorp to related businesses based on the strength of its dividends, earnings, risk, institutional ownership, profitability, valuation and analyst recommendations.

Institutional and Insider Ownership

29.5% of FS Bancorp shares are owned by institutional investors. Comparatively, 52.6% of shares of all “Banks” companies are owned by institutional investors. 13.2% of FS Bancorp shares are owned by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares FS Bancorp and its competitors top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
FS Bancorp $60.75 million N/A 12.01
FS Bancorp Competitors N/A N/A 18.75

FS Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

FS Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 0.9%. FS Bancorp pays out 10.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.1% and pay out 37.0% of their earnings in the form of a dividend.

Volatility & Risk

FS Bancorp has a beta of 0.41, meaning that its share price is 59% less volatile than the S&P 500. Comparatively, FS Bancorp’s competitors have a beta of 0.78, meaning that their average share price is 22% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations for FS Bancorp and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FS Bancorp 0 1 2 0 2.67
FS Bancorp Competitors 2628 9010 8557 394 2.33

FS Bancorp currently has a consensus target price of $46.33, suggesting a potential downside of 10.29%. As a group, “Banks” companies have a potential downside of 5.91%. Given FS Bancorp’s competitors higher possible upside, analysts clearly believe FS Bancorp has less favorable growth aspects than its competitors.

Profitability

This table compares FS Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
FS Bancorp 19.55% 15.55% 1.50%
FS Bancorp Competitors 18.72% 8.80% 0.94%

Summary

FS Bancorp beats its competitors on 8 of the 14 factors compared.

About FS Bancorp

FS Bancorp, Inc. is a holding company for 1st Security Bank of Washington (the Bank). The Company is a diversified lender with a focus on the origination of indirect home improvement loans, also referred to as fixture secured loans, commercial real estate mortgage loans, home loans, commercial business loans and second mortgage and home equity loan products. The Company operates through the community banking segment. The Bank is a relationship-driven community bank. The Bank offers banking and financial services to local families, local and regional businesses and various industries within distinct Puget Sound area communities. It offers a range of commercial real estate loans, which are secured by income producing properties, including retail centers, warehouses and office buildings located in the market areas. It offers a range of deposit instruments, including checking accounts, money market deposit accounts, savings accounts and certificates of deposit.

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