Patriot National Bancorp (NASDAQ: PNBK) is one of 208 public companies in the “Commercial Banks” industry, but how does it weigh in compared to its competitors? We will compare Patriot National Bancorp to similar companies based on the strength of its valuation, risk, analyst recommendations, profitability, dividends, earnings and institutional ownership.

Profitability

This table compares Patriot National Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Patriot National Bancorp 14.87% 6.89% 0.59%
Patriot National Bancorp Competitors 19.73% 8.37% 0.88%

Institutional & Insider Ownership

2.3% of Patriot National Bancorp shares are held by institutional investors. Comparatively, 46.6% of shares of all “Commercial Banks” companies are held by institutional investors. 78.6% of Patriot National Bancorp shares are held by insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Volatility and Risk

Patriot National Bancorp has a beta of 0.23, indicating that its stock price is 77% less volatile than the S&P 500. Comparatively, Patriot National Bancorp’s competitors have a beta of 0.74, indicating that their average stock price is 26% less volatile than the S&P 500.

Dividends

Patriot National Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.2%. Patriot National Bancorp pays out 3.5% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 35.7% of their earnings in the form of a dividend.

Valuation & Earnings

This table compares Patriot National Bancorp and its competitors top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Patriot National Bancorp $23.03 million N/A 15.00
Patriot National Bancorp Competitors N/A N/A 25.45

Patriot National Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Patriot National Bancorp and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Patriot National Bancorp 0 0 0 0 N/A
Patriot National Bancorp Competitors 858 4037 2900 116 2.29

As a group, “Commercial Banks” companies have a potential downside of 0.61%. Given Patriot National Bancorp’s competitors higher probable upside, analysts plainly believe Patriot National Bancorp has less favorable growth aspects than its competitors.

Summary

Patriot National Bancorp competitors beat Patriot National Bancorp on 8 of the 11 factors compared.

Patriot National Bancorp Company Profile

Patriot National Bancorp, Inc. is a one-bank holding company for Patriot Bank, N.A. (the Bank), a national banking association. The Bank offers consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal (NOW) account, money market, time certificates of deposit, savings, Certificate of Deposit Account Registry Service (CDARS), individual retirement accounts (IRAs) and health savings accounts (HSAs). The Bank’s other services include automated clearing house (ACH) transfers, lockbox, Internet banking, bill paying, remote deposit capture, debit cards, money orders, traveler’s checks and automated teller machines (ATMs). The Bank offers commercial real estate loans, commercial business loans and various consumer loans to individuals, small and medium-sized businesses, and professionals. Its commercial and industrial loan portfolio consists of commercial business loans and lines of credit to businesses and professionals.

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