Select Bancorp (NASDAQ: SLCT) is one of 207 publicly-traded companies in the “Commercial Banks” industry, but how does it contrast to its peers? We will compare Select Bancorp to related companies based on the strength of its valuation, institutional ownership, earnings, profitability, dividends, analyst recommendations and risk.

Profitability

This table compares Select Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Select Bancorp 17.31% 6.44% 0.78%
Select Bancorp Competitors 19.73% 8.36% 0.88%

Insider and Institutional Ownership

16.8% of Select Bancorp shares are held by institutional investors. Comparatively, 46.5% of shares of all “Commercial Banks” companies are held by institutional investors. 14.2% of Select Bancorp shares are held by insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations for Select Bancorp and its peers, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Select Bancorp 0 1 0 0 2.00
Select Bancorp Competitors 380 2904 2379 70 2.37

Select Bancorp currently has a consensus price target of $13.00, indicating a potential upside of 11.97%. As a group, “Commercial Banks” companies have a potential upside of 0.27%. Given Select Bancorp’s higher probable upside, equities analysts plainly believe Select Bancorp is more favorable than its peers.

Earnings and Valuation

This table compares Select Bancorp and its peers revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Select Bancorp $33.23 million N/A 20.02
Select Bancorp Competitors N/A N/A 25.62

Select Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Select Bancorp has a beta of 0.28, suggesting that its share price is 72% less volatile than the S&P 500. Comparatively, Select Bancorp’s peers have a beta of 0.74, suggesting that their average share price is 26% less volatile than the S&P 500.

Summary

Select Bancorp peers beat Select Bancorp on 9 of the 12 factors compared.

About Select Bancorp

Select Bancorp, Inc. is the bank holding company for Select Bank & Trust Company (the Bank). The Bank is a commercial bank. The Bank provides commercial and retail financial services to customers located in its market areas. The Bank offers a range of banking services, including checking and savings accounts, commercial, consumer, mortgage and personal loans, and other associated financial services. The Bank’s lending activities are oriented to the consumer/retail customer, as well as to the small-to-medium sized businesses located in central and eastern North Carolina. The Bank offers commercial, consumer and mortgage lending products. It originates construction loans for the purpose of acquisition, development and construction of both residential and commercial properties (ADC loans). The Bank’s deposits include savings, negotiable order of withdrawal (NOW) account and money market deposits, time deposits and non-interest-bearing deposits.

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