Republic First Bancorp (NASDAQ: FRBK) is one of 205 public companies in the “Commercial Banks” industry, but how does it weigh in compared to its competitors? We will compare Republic First Bancorp to related businesses based on the strength of its risk, institutional ownership, profitability, dividends, analyst recommendations, valuation and earnings.

Risk and Volatility

Republic First Bancorp has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500. Comparatively, Republic First Bancorp’s competitors have a beta of 0.74, meaning that their average stock price is 26% less volatile than the S&P 500.

Profitability

This table compares Republic First Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Republic First Bancorp 8.97% 3.51% 0.39%
Republic First Bancorp Competitors 20.62% 8.74% 0.92%

Institutional & Insider Ownership

54.7% of Republic First Bancorp shares are held by institutional investors. Comparatively, 46.5% of shares of all “Commercial Banks” companies are held by institutional investors. 12.2% of Republic First Bancorp shares are held by company insiders. Comparatively, 11.6% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Republic First Bancorp and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Republic First Bancorp 0 1 0 0 2.00
Republic First Bancorp Competitors 349 2806 2291 65 2.38

Republic First Bancorp currently has a consensus target price of $9.00, indicating a potential downside of 1.64%. As a group, “Commercial Banks” companies have a potential upside of 4.29%. Given Republic First Bancorp’s competitors stronger consensus rating and higher possible upside, analysts plainly believe Republic First Bancorp has less favorable growth aspects than its competitors.

Earnings and Valuation

This table compares Republic First Bancorp and its competitors gross revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Republic First Bancorp $72.03 million N/A 65.36
Republic First Bancorp Competitors N/A N/A 21.16

Republic First Bancorp is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Summary

Republic First Bancorp competitors beat Republic First Bancorp on 7 of the 12 factors compared.

About Republic First Bancorp

Republic First Bancorp, Inc. is a holding company for Republic First Bank (Republic or the Bank), which does business under the name Republic Bank. The Company’s community banking segment encompasses the commercial loan and deposit activities of Republic, as well as consumer loan products in the areas surrounding its store network. The Company offers a range of banking products and services, including consumer and commercial deposit accounts, checking accounts, interest-bearing demand accounts, money market accounts, certificates of deposit, savings accounts, sweep accounts, lockbox services and individual retirement accounts (and other traditional banking services), secured and unsecured commercial loans, real estate loans, construction and land development loans, automobile loans, home improvement loans, mortgages, home equity and overdraft lines of credit, and other products. The Bank offers a range of credit and depository banking services.

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