First Community Bancshares (NASDAQ: FCBC) is one of 208 publicly-traded companies in the “Commercial Banks” industry, but how does it weigh in compared to its rivals? We will compare First Community Bancshares to related businesses based on the strength of its valuation, profitability, earnings, dividends, risk, analyst recommendations and institutional ownership.

Earnings and Valuation

This table compares First Community Bancshares and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
First Community Bancshares $121.79 million $25.12 million 18.59
First Community Bancshares Competitors $343.33 million $72.29 million 21.06

First Community Bancshares’ rivals have higher revenue and earnings than First Community Bancshares. First Community Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Dividends

First Community Bancshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.5%. First Community Bancshares pays out 45.9% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 34.3% of their earnings in the form of a dividend.

Volatility and Risk

First Community Bancshares has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500. Comparatively, First Community Bancshares’ rivals have a beta of 0.75, suggesting that their average share price is 25% less volatile than the S&P 500.

Insider and Institutional Ownership

40.3% of First Community Bancshares shares are held by institutional investors. Comparatively, 46.5% of shares of all “Commercial Banks” companies are held by institutional investors. 3.3% of First Community Bancshares shares are held by company insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares First Community Bancshares and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Community Bancshares 22.32% 7.72% 1.11%
First Community Bancshares Competitors 20.57% 8.78% 0.93%

Analyst Recommendations

This is a summary of current recommendations and price targets for First Community Bancshares and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares 0 2 0 0 2.00
First Community Bancshares Competitors 357 2834 2304 66 2.37

First Community Bancshares presently has a consensus price target of $23.50, indicating a potential downside of 19.49%. As a group, “Commercial Banks” companies have a potential upside of 3.45%. Given First Community Bancshares’ rivals stronger consensus rating and higher probable upside, analysts plainly believe First Community Bancshares has less favorable growth aspects than its rivals.

Summary

First Community Bancshares rivals beat First Community Bancshares on 12 of the 15 factors compared.

First Community Bancshares Company Profile

First Community Bancshares, Inc. is a financial holding company. The Company provides commercial banking products and services through its subsidiary First Community Bank (the Bank). The Bank operates as First Community Bank in Virginia, West Virginia, and North Carolina and People’s Community Bank, a Division of First Community Bank, in Tennessee. It provides insurance services through its subsidiary First Community Insurance Services, and offers wealth management and investment advice through its Trust Division and subsidiary First Community Wealth Management. Its products include demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement arrangements; commercial, consumer, and real estate mortgage loans and lines of credit; various credit card, debit card, and automated teller machine card services; corporate and personal trust services; investment management services, and life, health, and property and casualty insurance products.

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