First Community Corporation (NASDAQ: FCCO) is one of 209 publicly-traded companies in the “Commercial Banks” industry, but how does it contrast to its rivals? We will compare First Community Corporation to similar companies based on the strength of its risk, institutional ownership, analyst recommendations, profitability, earnings, dividends and valuation.

Profitability

This table compares First Community Corporation and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Community Corporation 17.69% 8.52% 0.78%
First Community Corporation Competitors 20.61% 8.81% 0.93%

Dividends

First Community Corporation pays an annual dividend of $0.36 per share and has a dividend yield of 1.6%. First Community Corporation pays out 34.6% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 34.3% of their earnings in the form of a dividend. First Community Corporation lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

Valuation and Earnings

This table compares First Community Corporation and its rivals revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
First Community Corporation $38.45 million $6.68 million 21.97
First Community Corporation Competitors $343.33 million $72.29 million 18.82

First Community Corporation’s rivals have higher revenue and earnings than First Community Corporation. First Community Corporation is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for First Community Corporation and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Corporation 0 0 1 0 3.00
First Community Corporation Competitors 357 2831 2297 66 2.37

First Community Corporation presently has a consensus price target of $21.00, indicating a potential downside of 8.10%. As a group, “Commercial Banks” companies have a potential upside of 4.25%. Given First Community Corporation’s rivals higher probable upside, analysts plainly believe First Community Corporation has less favorable growth aspects than its rivals.

Risk and Volatility

First Community Corporation has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500. Comparatively, First Community Corporation’s rivals have a beta of 0.74, indicating that their average stock price is 26% less volatile than the S&P 500.

Institutional and Insider Ownership

47.1% of First Community Corporation shares are owned by institutional investors. Comparatively, 46.2% of shares of all “Commercial Banks” companies are owned by institutional investors. 8.6% of First Community Corporation shares are owned by insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

First Community Corporation rivals beat First Community Corporation on 10 of the 15 factors compared.

First Community Corporation Company Profile

First Community Corporation is a bank holding company for First Community Bank (the Bank). The Bank offers commercial and retail banking services to small-to-medium sized businesses, professional concerns and individuals, primarily in Richland, Lexington, Kershaw and Newberry Counties of South Carolina and the surrounding areas. The Bank offers a range of traditional banking products and services for professionals and small-to medium-sized businesses, including consumer and commercial, mortgage, brokerage and investment, and insurance services. The Bank also offers online banking to its customers. Its other services include Internet banking, cash management services, safe deposit boxes, traveler checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. The Bank offers non-deposit investment products and other investment brokerage services through a registered representative with an affiliation through LPL Financial.

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