Bear State Financial (NASDAQ: BSF) is one of 341 publicly-traded companies in the “Banks” industry, but how does it contrast to its peers? We will compare Bear State Financial to related companies based on the strength of its valuation, profitability, analyst recommendations, earnings, dividends, risk and institutional ownership.

Profitability

This table compares Bear State Financial and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Bear State Financial 21.33% 9.58% 1.06%
Bear State Financial Competitors 18.77% 8.78% 0.93%

Insider & Institutional Ownership

11.0% of Bear State Financial shares are held by institutional investors. Comparatively, 51.6% of shares of all “Banks” companies are held by institutional investors. 45.7% of Bear State Financial shares are held by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Risk & Volatility

Bear State Financial has a beta of 1.26, meaning that its stock price is 26% more volatile than the S&P 500. Comparatively, Bear State Financial’s peers have a beta of 0.82, meaning that their average stock price is 18% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations and price targets for Bear State Financial and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bear State Financial 0 0 0 0 N/A
Bear State Financial Competitors 2107 8301 8350 326 2.36

As a group, “Banks” companies have a potential downside of 7.27%. Given Bear State Financial’s peers higher probable upside, analysts plainly believe Bear State Financial has less favorable growth aspects than its peers.

Valuation and Earnings

This table compares Bear State Financial and its peers gross revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
Bear State Financial $92.10 million $17.45 million 17.66
Bear State Financial Competitors $5.42 billion $809.98 million 353.22

Bear State Financial’s peers have higher revenue and earnings than Bear State Financial. Bear State Financial is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

Bear State Financial pays an annual dividend of $0.12 per share and has a dividend yield of 1.2%. Bear State Financial pays out 20.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 34.4% of their earnings in the form of a dividend.

About Bear State Financial

Bear State Financial, Inc. is a bank holding company. The Company’s subsidiary Bear State Bank, N.A. (the Bank) is a community-oriented financial institution, which offers a range of retail and business deposit accounts, including noninterest bearing and interest bearing checking accounts, savings and money market accounts, certificates of deposit and individual retirement accounts. The Loan products offered by the Bank include residential real estate loans, consumer loans, construction loans, lines of credit, commercial real estate loans, and commercial business loans. The Bank’s other financial services include automated teller machines; around the clock telephone banking; online banking, including account access, bill payment and e-statements; mobile banking, including remote deposit capture and funds transfer; Bounce Protection overdraft services; debit cards, and safe deposit boxes.

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