Head to Head Contrast: Argo Group International Holdings (AGII) vs. HCI Group (HCII)
Argo Group International Holdings (NASDAQ: AGII) and HCI Group (NASDAQ:HCII) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, analyst recommendations, earnings, risk, dividends, profitability and institutional ownership.
This table compares Argo Group International Holdings and HCI Group’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Argo Group International Holdings||3.15%||1.36%||0.31%|
Risk and Volatility
Argo Group International Holdings has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 2.29, meaning that its stock price is 129% more volatile than the S&P 500.
Insider and Institutional Ownership
85.7% of Argo Group International Holdings shares are owned by institutional investors. 4.9% of Argo Group International Holdings shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Argo Group International Holdings pays an annual dividend of $1.08 per share and has a dividend yield of 1.8%. HCI Group does not pay a dividend. Argo Group International Holdings pays out 63.5% of its earnings in the form of a dividend.
Valuation and Earnings
This table compares Argo Group International Holdings and HCI Group’s top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||NetIncome||Earnings Per Share||Price/Earnings Ratio|
|Argo Group International Holdings||$1.58 billion||1.13||$146.70 million||$1.70||35.29|
Argo Group International Holdings has higher revenue and earnings than HCI Group. HCI Group is trading at a lower price-to-earnings ratio than Argo Group International Holdings, indicating that it is currently the more affordable of the two stocks.
This is a summary of current recommendations and price targets for Argo Group International Holdings and HCI Group, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Argo Group International Holdings||1||1||0||0||1.50|
Argo Group International Holdings presently has a consensus price target of $70.00, indicating a potential upside of 16.67%. Given Argo Group International Holdings’ higher probable upside, analysts plainly believe Argo Group International Holdings is more favorable than HCI Group.
Argo Group International Holdings beats HCI Group on 6 of the 11 factors compared between the two stocks.
Argo Group International Holdings Company Profile
Argo Group International Holdings, Ltd. is an underwriter of specialty insurance and reinsurance products in the property and casualty market. The Company operates through four segments: Excess and Surplus Lines, Commercial Specialty, International Specialty and Syndicate 1200. Excess and Surplus Lines segment carriers focus on risks that the standard (admitted) market is unwilling or unable to underwrite. The Excess and Surplus Lines segment consists of two operating platforms: Colony Specialty and Argo Pro. Commercial Specialty segment provides property, casualty and surety coverages designed to meet the insurance needs of businesses within certain markets. International Specialty segment underwrites insurance and reinsurance risks. It operate as Argo Re, the Casualty and Professional Lines unit of Argo Insurance in Bermuda, and Argo Seguros Brazil, S.A. in Brazil. The Syndicate 1200 segment underwrites around the world property, specialty and non-United States liability insurance.
HCI Group Company Profile
HCI Group, Inc. (HCI) is an insurance holding company. The Company operates through four operating divisions: property and casualty insurance, reinsurance, investment real estate and information technology. Its operations include Insurance Operations and Other Operations. Its Insurance Operations include property and casualty insurance, and reinsurance. The Company, through its subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc. (HCPCI), provides property and casualty insurance to homeowners, condominium owners and tenants on properties located in Florida. HCPCI also offers flood-endorsed and wind-only policies to new and pre-existing Florida customers. Its Other Operations include information technology (IT) and real estate. The Company’s real estate operations consist of multiple properties it owns and operates.
Receive News & Stock Ratings for Argo Group International Holdings Ltd. Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Argo Group International Holdings Ltd. and related stocks with our FREE daily email newsletter.