Contrasting Guaranty Bancorp (GBNK) and Its Rivals
Guaranty Bancorp (NASDAQ: GBNK) is one of 338 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Guaranty Bancorp to related businesses based on the strength of its earnings, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.
Guaranty Bancorp pays an annual dividend of $0.50 per share and has a dividend yield of 1.8%. Guaranty Bancorp pays out 37.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 34.7% of their earnings in the form of a dividend. Guaranty Bancorp lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.
Institutional and Insider Ownership
68.3% of Guaranty Bancorp shares are owned by institutional investors. Comparatively, 52.0% of shares of all “Banks” companies are owned by institutional investors. 8.4% of Guaranty Bancorp shares are owned by insiders. Comparatively, 10.3% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Valuation and Earnings
This table compares Guaranty Bancorp and its rivals gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|Guaranty Bancorp||$119.11 million||$24.72 million||20.34|
|Guaranty Bancorp Competitors||$5.90 billion||$873.31 million||347.05|
Guaranty Bancorp’s rivals have higher revenue and earnings than Guaranty Bancorp. Guaranty Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.
Risk and Volatility
Guaranty Bancorp has a beta of 0.94, indicating that its stock price is 6% less volatile than the S&P 500. Comparatively, Guaranty Bancorp’s rivals have a beta of 0.82, indicating that their average stock price is 18% less volatile than the S&P 500.
This table compares Guaranty Bancorp and its rivals’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Guaranty Bancorp Competitors||18.85%||8.80%||0.94%|
This is a breakdown of current ratings and recommmendations for Guaranty Bancorp and its rivals, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Guaranty Bancorp Competitors||2275||9242||9424||403||2.37|
Guaranty Bancorp presently has a consensus target price of $29.13, indicating a potential upside of 7.67%. As a group, “Banks” companies have a potential downside of 4.23%. Given Guaranty Bancorp’s stronger consensus rating and higher probable upside, equities analysts plainly believe Guaranty Bancorp is more favorable than its rivals.
Guaranty Bancorp rivals beat Guaranty Bancorp on 8 of the 15 factors compared.
Guaranty Bancorp Company Profile
Guaranty Bancorp is a bank holding company. The Company’s bank subsidiary is Guaranty Bank and Trust Company (the Bank). As of December 31, 2016, the Company operated 32 branches and two investment management firms, Private Capital Management LLC (PCM) and Cherry Hills Investment Advisors Inc. (CHIA), in Colorado through the Bank. The Bank provides banking and other financial services, including commercial and industrial loans, real estate loans, construction loans, consumer loans and agriculture loans across its targeted Colorado markets to consumers and small to medium-sized businesses, including the owners and employees of those businesses. Along with loans and depository services, the Bank also provides wealth management solutions, including trust and investment management services. The Bank’s commercial and industrial loan portfolio consists of operating loans secured by business assets.
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