Pacific Premier Bancorp (PPBI) and Eagle Bancorp (EGBN) Critical Survey
Pacific Premier Bancorp (NASDAQ: PPBI) and Eagle Bancorp (NASDAQ:EGBN) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, dividends and earnings.
Valuation and Earnings
This table compares Pacific Premier Bancorp and Eagle Bancorp’s top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||NetIncome||Earnings Per Share||Price/Earnings Ratio|
|Pacific Premier Bancorp||$186.19 million||9.20||$40.10 million||$1.62||22.87|
|Eagle Bancorp||$313.09 million||7.05||$97.70 million||$3.22||20.06|
Eagle Bancorp has higher revenue and earnings than Pacific Premier Bancorp. Eagle Bancorp is trading at a lower price-to-earnings ratio than Pacific Premier Bancorp, indicating that it is currently the more affordable of the two stocks.
Volatility & Risk
Pacific Premier Bancorp has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500. Comparatively, Eagle Bancorp has a beta of 0.9, indicating that its share price is 10% less volatile than the S&P 500.
This table compares Pacific Premier Bancorp and Eagle Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Pacific Premier Bancorp||21.82%||9.21%||1.25%|
This is a summary of recent recommendations for Pacific Premier Bancorp and Eagle Bancorp, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Pacific Premier Bancorp||0||1||4||0||2.80|
Pacific Premier Bancorp currently has a consensus target price of $45.00, suggesting a potential upside of 21.46%. Eagle Bancorp has a consensus target price of $66.00, suggesting a potential upside of 2.17%. Given Pacific Premier Bancorp’s stronger consensus rating and higher probable upside, research analysts plainly believe Pacific Premier Bancorp is more favorable than Eagle Bancorp.
Insider and Institutional Ownership
84.0% of Pacific Premier Bancorp shares are owned by institutional investors. Comparatively, 68.3% of Eagle Bancorp shares are owned by institutional investors. 4.6% of Pacific Premier Bancorp shares are owned by insiders. Comparatively, 8.4% of Eagle Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Eagle Bancorp beats Pacific Premier Bancorp on 9 of the 14 factors compared between the two stocks.
Pacific Premier Bancorp Company Profile
Pacific Premier Bancorp, Inc. is a bank holding company. The Company’s subsidiary, Pacific Premier Bank (the Bank), is a California state-chartered commercial bank. The Company’s principal business is attracting deposits from small and middle market businesses and consumers and investing those deposits together with funds generated from operations and borrowings, primarily in commercial business loans and various types of commercial real estate (CRE) loans. The Company provides banking services within its targeted markets in California to businesses, including the owners and employees of those businesses, professionals, real estate investors and non-profit organizations. Additionally, it provides certain banking services nationwide. It also provides customized cash management, electronic banking services and credit facilities to Home Owners Associations (HOA) and HOA management companies nationwide. It provides the United States Small Business Administration (SBA) loans nationwide.
Eagle Bancorp Company Profile
Eagle Bancorp, Inc. is a bank holding company for EagleBank (the Bank). The Bank is the Company’s principal operating subsidiary. The Bank is a chartered commercial bank. As of December 31, 2016, the Bank operated 21 banking offices: seven in Montgomery County, Maryland; five located in the District of Columbia, and nine in Northern Virginia. The Bank offers a range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living or working in the service area. The Bank also provides commercial banking services to proprietorships, businesses, partnerships, corporations, non-profit organizations and associations, and investors living and working in and near the Bank’s primary service area. The Bank offers a range of retail banking services to accommodate the individual needs of both corporate customers, as well as the community the Bank serves. It also offers online banking, mobile banking and remote deposit services.
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