First Mid-Illinois Bancshares (NASDAQ: FMBH) is one of 210 publicly-traded companies in the “Commercial Banks” industry, but how does it compare to its rivals? We will compare First Mid-Illinois Bancshares to similar businesses based on the strength of its analyst recommendations, earnings, risk, valuation, profitability, institutional ownership and dividends.

Valuation & Earnings

This table compares First Mid-Illinois Bancshares and its rivals gross revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
First Mid-Illinois Bancshares $102.41 million $21.84 million 15.51
First Mid-Illinois Bancshares Competitors $343.38 million $72.34 million 20.97

First Mid-Illinois Bancshares’ rivals have higher revenue and earnings than First Mid-Illinois Bancshares. First Mid-Illinois Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Volatility & Risk

First Mid-Illinois Bancshares has a beta of -0.03, indicating that its share price is 103% less volatile than the S&P 500. Comparatively, First Mid-Illinois Bancshares’ rivals have a beta of 0.73, indicating that their average share price is 27% less volatile than the S&P 500.

Institutional & Insider Ownership

19.6% of First Mid-Illinois Bancshares shares are owned by institutional investors. Comparatively, 46.1% of shares of all “Commercial Banks” companies are owned by institutional investors. 20.3% of First Mid-Illinois Bancshares shares are owned by company insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares First Mid-Illinois Bancshares and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Mid-Illinois Bancshares 22.67% 9.75% 1.02%
First Mid-Illinois Bancshares Competitors 20.62% 8.71% 0.93%

Analyst Ratings

This is a breakdown of recent recommendations for First Mid-Illinois Bancshares and its rivals, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid-Illinois Bancshares 0 2 0 0 2.00
First Mid-Illinois Bancshares Competitors 360 2850 2309 66 2.37

First Mid-Illinois Bancshares presently has a consensus target price of $37.00, indicating a potential upside of 2.81%. As a group, “Commercial Banks” companies have a potential upside of 8.93%. Given First Mid-Illinois Bancshares’ rivals stronger consensus rating and higher probable upside, analysts clearly believe First Mid-Illinois Bancshares has less favorable growth aspects than its rivals.

Dividends

First Mid-Illinois Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 1.8%. First Mid-Illinois Bancshares pays out 27.6% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.9% and pay out 34.9% of their earnings in the form of a dividend.

Summary

First Mid-Illinois Bancshares rivals beat First Mid-Illinois Bancshares on 10 of the 15 factors compared.

About First Mid-Illinois Bancshares

First Mid-Illinois Bancshares, Inc. is a financial holding company. The Company is engaged in the business of banking through its subsidiaries, First Mid-Illinois Bank & Trust, N.A. (First Mid Bank) and First Clover Leaf Bank, N.A. (First Clover Leaf Bank). The Company provides data processing services to affiliates through another subsidiary, Mid-Illinois Data Services, Inc. (MIDS). The Company offers insurance products and services to customers through its subsidiary, The Checkley Agency, Inc., doing business as First Mid Insurance Group (First Mid Insurance). The Company also owns three statutory business trusts, First Mid-Illinois Statutory Trust I (First Mid Trust I), and First Mid-Illinois Statutory Trust II (First Mid Trust II), and Clover Leaf Statutory Trust I (CLST Trust). As of December 31, 2016, the Company operated in three primary lines of business: community banking, wealth management, and insurance brokerage.

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