1st Source Corporation (NASDAQ: SRCE) is one of 200 public companies in the “Commercial Banks” industry, but how does it contrast to its competitors? We will compare 1st Source Corporation to related businesses based on the strength of its dividends, risk, analyst recommendations, valuation, earnings, profitability and institutional ownership.

Dividends

1st Source Corporation pays an annual dividend of $0.80 per share and has a dividend yield of 1.6%. 1st Source Corporation pays out 32.0% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.9% and pay out 35.2% of their earnings in the form of a dividend. 1st Source Corporation has raised its dividend for 31 consecutive years.

Risk and Volatility

1st Source Corporation has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, 1st Source Corporation’s competitors have a beta of 0.73, suggesting that their average share price is 27% less volatile than the S&P 500.

Profitability

This table compares 1st Source Corporation and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
1st Source Corporation 21.74% 9.43% 1.16%
1st Source Corporation Competitors 20.18% 8.59% 0.91%

Valuation & Earnings

This table compares 1st Source Corporation and its competitors top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
1st Source Corporation $280.70 million $57.78 million 19.95
1st Source Corporation Competitors $341.79 million $72.49 million 21.02

1st Source Corporation’s competitors have higher revenue and earnings than 1st Source Corporation. 1st Source Corporation is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a summary of recent recommendations for 1st Source Corporation and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
1st Source Corporation 0 2 1 0 2.33
1st Source Corporation Competitors 363 2862 2310 68 2.37

1st Source Corporation currently has a consensus price target of $51.67, indicating a potential upside of 3.58%. As a group, “Commercial Banks” companies have a potential upside of 6.54%. Given 1st Source Corporation’s competitors stronger consensus rating and higher possible upside, analysts plainly believe 1st Source Corporation has less favorable growth aspects than its competitors.

Institutional and Insider Ownership

70.4% of 1st Source Corporation shares are held by institutional investors. Comparatively, 45.9% of shares of all “Commercial Banks” companies are held by institutional investors. 20.3% of 1st Source Corporation shares are held by insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

1st Source Corporation competitors beat 1st Source Corporation on 8 of the 15 factors compared.

About 1st Source Corporation

1st Source Corporation is a bank holding company. The Company, through its subsidiaries, provides a range of financial products and services. It is engaged in commercial banking. 1st Source Bank (Bank), its banking subsidiary, offers commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and business clients. The Bank offers a range of consumer and commercial banking services through its lending operations, retail branches and fee based businesses. It provides commercial, small business, agricultural, and real estate loans to primarily business clients mainly located within its regional market area. It provides a range of consumer banking products and services through its banking centers and at 1stsource.com. It also offers insurance products through 1st Source Insurance offices. It also provides a range of trust, investment, agency, and custodial services for individual, corporate and not-for-profit clients.

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