Bank of the Ozarks (NASDAQ: OZRK) is one of 307 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Bank of the Ozarks to similar businesses based on the strength of its earnings, institutional ownership, analyst recommendations, risk, profitability, dividends and valuation.

Valuation and Earnings

This table compares Bank of the Ozarks and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
Bank of the Ozarks $764.95 million $269.97 million 15.05
Bank of the Ozarks Competitors $5.52 billion $825.74 million 375.63

Bank of the Ozarks’ rivals have higher revenue and earnings than Bank of the Ozarks. Bank of the Ozarks is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a summary of recent ratings and target prices for Bank of the Ozarks and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the Ozarks 0 2 6 0 2.75
Bank of the Ozarks Competitors 2117 8350 8399 327 2.36

Bank of the Ozarks currently has a consensus target price of $54.13, suggesting a potential upside of 22.73%. As a group, “Banks” companies have a potential downside of 0.96%. Given Bank of the Ozarks’ stronger consensus rating and higher possible upside, equities research analysts clearly believe Bank of the Ozarks is more favorable than its rivals.

Profitability

This table compares Bank of the Ozarks and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Bank of the Ozarks 65.67% 11.85% 1.84%
Bank of the Ozarks Competitors 18.58% 8.64% 0.94%

Risk and Volatility

Bank of the Ozarks has a beta of 1.5, meaning that its share price is 50% more volatile than the S&P 500. Comparatively, Bank of the Ozarks’ rivals have a beta of 0.80, meaning that their average share price is 20% less volatile than the S&P 500.

Insider & Institutional Ownership

87.8% of Bank of the Ozarks shares are owned by institutional investors. Comparatively, 52.0% of shares of all “Banks” companies are owned by institutional investors. 6.7% of Bank of the Ozarks shares are owned by insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Dividends

Bank of the Ozarks pays an annual dividend of $0.74 per share and has a dividend yield of 1.7%. Bank of the Ozarks pays out 25.3% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 35.1% of their earnings in the form of a dividend. Bank of the Ozarks has increased its dividend for 6 consecutive years.

Summary

Bank of the Ozarks beats its rivals on 9 of the 15 factors compared.

Bank of the Ozarks Company Profile

Bank of the Ozarks, Inc. is a state chartered bank that provides retail and commercial banking services. Its deposit services include checking, savings, money market, time deposit and individual retirement accounts. Its loan services include various types of real estate, consumer, commercial, industrial and agricultural loans and various leasing services. It also provides mortgage lending; treasury management services for businesses, individuals and non-profit and governmental entities, including wholesale lock box services; remote deposit capture services; trust and wealth management services for businesses, individuals and non-profit and governmental entities, including financial planning, money management, custodial services and corporate trust services; real estate appraisals; automated teller machines (ATMs); telephone banking; online and mobile banking services, including electronic bill pay and consumer mobile deposits, and debit cards, gift cards and safe deposit boxes.

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