Associated Banc (NYSE: ASB) is one of 199 publicly-traded companies in the “Commercial Banks” industry, but how does it compare to its competitors? We will compare Associated Banc to related businesses based on the strength of its valuation, profitability, earnings, institutional ownership, analyst recommendations, dividends and risk.

Profitability

This table compares Associated Banc and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Associated Banc 19.54% 7.81% 0.79%
Associated Banc Competitors 20.45% 8.69% 0.93%

Insider and Institutional Ownership

76.5% of Associated Banc shares are held by institutional investors. Comparatively, 47.3% of shares of all “Commercial Banks” companies are held by institutional investors. 1.8% of Associated Banc shares are held by company insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings and price targets for Associated Banc and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Associated Banc 0 11 0 0 2.00
Associated Banc Competitors 365 2888 2332 67 2.37

Associated Banc presently has a consensus price target of $25.60, indicating a potential upside of 0.20%. As a group, “Commercial Banks” companies have a potential upside of 2.82%. Given Associated Banc’s competitors stronger consensus rating and higher possible upside, analysts clearly believe Associated Banc has less favorable growth aspects than its competitors.

Dividends

Associated Banc pays an annual dividend of $0.56 per share and has a dividend yield of 2.2%. Associated Banc pays out 38.4% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 35.5% of their earnings in the form of a dividend.

Earnings & Valuation

This table compares Associated Banc and its competitors revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Associated Banc $1.14 billion $200.27 million 17.50
Associated Banc Competitors $343.96 million $72.97 million 19.50

Associated Banc has higher revenue and earnings than its competitors. Associated Banc is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Risk and Volatility

Associated Banc has a beta of 1.19, suggesting that its share price is 19% more volatile than the S&P 500. Comparatively, Associated Banc’s competitors have a beta of 0.73, suggesting that their average share price is 27% less volatile than the S&P 500.

Summary

Associated Banc competitors beat Associated Banc on 10 of the 15 factors compared.

About Associated Banc

Associated Banc-Corp is a bank holding company. The Company, through its banking subsidiary Associated Bank, National Association (the Bank) and various nonbanking subsidiaries, provides a range of banking and non-banking products and services to individuals. The Company operates through three segments: Corporate and Commercial Specialty; Community, Consumer, and Business, and Risk Management and Shared Services. The Corporate and Commercial Specialty segment consists of lending and deposit solutions to businesses, developers, not-for-profits, municipalities and financial institutions. The Corporate and Commercial Specialty segment consists of lending and deposit solutions to businesses, developers, not-for-profits, municipalities and financial institutions. The Risk Management and Shared Services segment includes Corporate Risk Management, Credit Administration, Finance, Treasury, Operations and Technology, which are shared functions.

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