Bancolombia (CIB) vs. MidSouth Bancorp (MSL) Financial Analysis
Bancolombia (NYSE: CIB) and MidSouth Bancorp (NYSE:MSL) are both financials companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, analyst recommendations, profitability, risk and earnings.
Insider & Institutional Ownership
13.3% of Bancolombia shares are held by institutional investors. Comparatively, 56.7% of MidSouth Bancorp shares are held by institutional investors. 19.8% of MidSouth Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Bancolombia pays an annual dividend of $1.28 per share and has a dividend yield of 3.3%. MidSouth Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Bancolombia pays out 34.2% of its earnings in the form of a dividend. MidSouth Bancorp pays out -22.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Risk and Volatility
Bancolombia has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500. Comparatively, MidSouth Bancorp has a beta of 1.08, suggesting that its share price is 8% more volatile than the S&P 500.
This is a breakdown of current recommendations and price targets for Bancolombia and MidSouth Bancorp, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Bancolombia currently has a consensus price target of $43.67, suggesting a potential upside of 13.83%. MidSouth Bancorp has a consensus price target of $13.75, suggesting a potential downside of 1.43%. Given Bancolombia’s higher possible upside, analysts plainly believe Bancolombia is more favorable than MidSouth Bancorp.
This table compares Bancolombia and MidSouth Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Valuation & Earnings
This table compares Bancolombia and MidSouth Bancorp’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Bancolombia||$5.96 billion||1.55||$859.59 million||$3.74||10.26|
|MidSouth Bancorp||$98.14 million||2.35||$9.43 million||($0.18)||-77.50|
Bancolombia has higher revenue and earnings than MidSouth Bancorp. MidSouth Bancorp is trading at a lower price-to-earnings ratio than Bancolombia, indicating that it is currently the more affordable of the two stocks.
Bancolombia beats MidSouth Bancorp on 8 of the 15 factors compared between the two stocks.
Bancolombia Company Profile
Bancolombia S.A. (Bancolombia) is a financial institution engaged in providing a range of financial products and services to a diversified individual, corporate, and government customer base throughout Colombia, Latin America and the Caribbean region. The Bank operates through 10 segments: Banking Colombia, Banking Panama, Banking El Salvador, Leasing, Trust, Investment Banking, Brokerage, Off Shore and All other. It delivers its products and services through its regional network comprising Colombia’s non-Government owned banking network, El Salvador’s financial conglomerate by gross loans, Guatemala’s bank, Panama’s bank and off-shore banking subsidiaries in Panama, Cayman and Puerto Rico, as well as subsidiaries in Peru. The Bank and its subsidiaries offer Savings And Investment, Ahorro A La Mano, Financing, Mortgage Banking, Factoring, Financial and Operating Leases, Capital Markets, eTrading, Cash Management, Foreign Currency, Bancassurance, Investment Banking and Trust Services.
MidSouth Bancorp Company Profile
MidSouth Bancorp, Inc. is a financial holding company. The Company operates primarily through its wholly owned bank subsidiary, MidSouth Bank, N.A. The Company is operating principally in the community banking business by providing banking services to commercial and retail customers through the Bank. The Bank is community oriented and focuses primarily on offering commercial and consumer loan and deposit services to individuals and small to middle market businesses in Louisiana, and central and east Texas. Deposit products and services offered by the Bank include interest-bearing and noninterest-bearing checking accounts, investment accounts, cash management services and electronic banking services, including remote deposit capturing services, Internet banking, and debit and credit cards. Loans offered by the Bank include commercial and industrial loans, commercial real estate loans (both owner-occupied and non-owner occupied), other loans secured by real estate and consumer loans.
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