Umpqua (NASDAQ: UMPQ) is one of 311 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare Umpqua to similar companies based on the strength of its profitability, earnings, dividends, institutional ownership, analyst recommendations, risk and valuation.

Dividends

Umpqua pays an annual dividend of $0.72 per share and has a dividend yield of 3.4%. Umpqua pays out 64.3% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 37.8% of their earnings in the form of a dividend.

Risk and Volatility

Umpqua has a beta of 1.1, meaning that its stock price is 10% more volatile than the S&P 500. Comparatively, Umpqua’s peers have a beta of 0.78, meaning that their average stock price is 22% less volatile than the S&P 500.

Valuation & Earnings

This table compares Umpqua and its peers top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Umpqua $1.22 billion $246.99 million 19.06
Umpqua Competitors $5.59 billion $772.66 million 362.46

Umpqua’s peers have higher revenue and earnings than Umpqua. Umpqua is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a summary of recent recommendations and price targets for Umpqua and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Umpqua 1 5 3 0 2.22
Umpqua Competitors 2462 8840 8891 379 2.35

Umpqua presently has a consensus target price of $21.44, indicating a potential upside of 0.44%. As a group, “Banks” companies have a potential downside of 0.77%. Given Umpqua’s higher possible upside, analysts clearly believe Umpqua is more favorable than its peers.

Profitability

This table compares Umpqua and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Umpqua 20.30% 5.92% 0.93%
Umpqua Competitors 17.44% 8.43% 0.95%

Institutional and Insider Ownership

88.1% of Umpqua shares are owned by institutional investors. Comparatively, 51.7% of shares of all “Banks” companies are owned by institutional investors. 0.5% of Umpqua shares are owned by company insiders. Comparatively, 10.4% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

Umpqua peers beat Umpqua on 10 of the 15 factors compared.

Umpqua Company Profile

Umpqua Holdings Corporation is a bank holding company. The Company’s principal operating subsidiaries include Umpqua Bank (the Bank) and Umpqua Investments, Inc. (Umpqua Investments). It operates through two segments: Community Banking and Home Lending. The Community Banking segment’s principal business focus is the offering of loan and deposit products to business and retail customers in its primary market areas. As of December 31, 2016, the Community Banking segment operated 346 locations throughout Oregon, California, Washington, Idaho and Nevada. The Home Lending segment originates, sells and services residential mortgage loans. The Company offers a range of traditional and digital financial products. Its products and services include Deposit Products, Private Bank, Broker Dealer and Investment Advisory Services, Commercial Loans and Leases and Commercial Real Estate Loans, and Consumer Loans.

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