United Overseas Bank (UOVEY) and The Competition Critical Analysis
United Overseas Bank (OTCMKTS: UOVEY) is one of 63 public companies in the “Commercial banks, not elsewhere classified” industry, but how does it compare to its competitors? We will compare United Overseas Bank to related companies based on the strength of its institutional ownership, profitability, dividends, valuation, analyst recommendations, earnings and risk.
Institutional and Insider Ownership
0.4% of United Overseas Bank shares are held by institutional investors. Comparatively, 23.4% of shares of all “Commercial banks, not elsewhere classified” companies are held by institutional investors. 12.8% of shares of all “Commercial banks, not elsewhere classified” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
United Overseas Bank pays an annual dividend of $1.02 per share and has a dividend yield of 2.3%. United Overseas Bank pays out 37.9% of its earnings in the form of a dividend. As a group, “Commercial banks, not elsewhere classified” companies pay a dividend yield of 2.6% and pay out 35.9% of their earnings in the form of a dividend. United Overseas Bank lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.
This is a summary of recent ratings and price targets for United Overseas Bank and its competitors, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|United Overseas Bank||0||0||0||0||N/A|
|United Overseas Bank Competitors||465||1486||1456||68||2.32|
As a group, “Commercial banks, not elsewhere classified” companies have a potential upside of 11.64%. Given United Overseas Bank’s competitors higher possible upside, analysts plainly believe United Overseas Bank has less favorable growth aspects than its competitors.
This table compares United Overseas Bank and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|United Overseas Bank||30.89%||9.67%||0.97%|
|United Overseas Bank Competitors||18.69%||12.05%||1.04%|
Risk and Volatility
United Overseas Bank has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500. Comparatively, United Overseas Bank’s competitors have a beta of 0.93, indicating that their average stock price is 7% less volatile than the S&P 500.
Valuation and Earnings
This table compares United Overseas Bank and its competitors revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|United Overseas Bank||$8.99 billion||$2.46 billion||16.61|
|United Overseas Bank Competitors||$14.31 billion||$2.16 billion||10.78|
United Overseas Bank’s competitors have higher revenue, but lower earnings than United Overseas Bank. United Overseas Bank is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.
United Overseas Bank competitors beat United Overseas Bank on 8 of the 12 factors compared.
United Overseas Bank Company Profile
United Overseas Bank Limited provides financial products and services. The company's Group Retail segment provides deposits, insurance, card, wealth management, investment, and loan and trade financing products for personal and small enterprise customers. Its Group Wholesale Banking segment provides financing, trade, cash management, capital markets solutions, and advisory and treasury products and services. The company's Global Markets segment offers foreign exchange, interest rate, credit, commodities, equities, and structured investment products; and manages funds and liquidity. Its Other segment provides investment management, property, and insurance services. The company has a network of approximately 500 offices in 19 countries and territories in the Asia Pacific, Europe, and North America. The company was formerly known as United Chinese Bank and changed its name to United Overseas Bank Limited in 1965. United Overseas Bank Limited was founded in 1935 and is headquartered in Singapore.
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