Metro Bank (OTCMKTS:MBNKF) and Banco Latinoamericano de Comerci Extr (NYSE:BLX) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.

Valuation & Earnings

This table compares Metro Bank and Banco Latinoamericano de Comerci Extr’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Metro Bank $344.86 million 1.58 N/A N/A N/A
Banco Latinoamericano de Comerci Extr $276.34 million 3.07 $11.14 million $0.28 76.75

Banco Latinoamericano de Comerci Extr has lower revenue, but higher earnings than Metro Bank.

Risk and Volatility

Metro Bank has a beta of 0.34, suggesting that its stock price is 66% less volatile than the S&P 500. Comparatively, Banco Latinoamericano de Comerci Extr has a beta of 1.29, suggesting that its stock price is 29% more volatile than the S&P 500.

Insider & Institutional Ownership

1.4% of Metro Bank shares are held by institutional investors. Comparatively, 15.8% of Banco Latinoamericano de Comerci Extr shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Metro Bank and Banco Latinoamericano de Comerci Extr’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Metro Bank N/A N/A N/A
Banco Latinoamericano de Comerci Extr 6.15% 7.27% 1.09%

Dividends

Banco Latinoamericano de Comerci Extr pays an annual dividend of $1.54 per share and has a dividend yield of 7.2%. Metro Bank does not pay a dividend. Banco Latinoamericano de Comerci Extr pays out 550.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Analyst Ratings

This is a summary of recent ratings for Metro Bank and Banco Latinoamericano de Comerci Extr, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Metro Bank 1 2 0 0 1.67
Banco Latinoamericano de Comerci Extr 1 1 3 0 2.40

Banco Latinoamericano de Comerci Extr has a consensus target price of $22.75, suggesting a potential upside of 5.86%. Given Banco Latinoamericano de Comerci Extr’s stronger consensus rating and higher possible upside, analysts clearly believe Banco Latinoamericano de Comerci Extr is more favorable than Metro Bank.

Summary

Banco Latinoamericano de Comerci Extr beats Metro Bank on 10 of the 12 factors compared between the two stocks.

Metro Bank Company Profile

Metro Bank PLC, together with its subsidiaries, provides retail and commercial banking services in the United Kingdom. The company offers personal banking products and services, including current and savings accounts; residential mortgages; credit cards and personal loans; and safe deposit box services. It also provides business banking products and services comprising business bank, commercial and community current, foreign currency, and insolvency practitioner accounts; deposit accounts, including business and community instant access deposit and fixed term deposit, client premium and flexible client term deposit, and business notice accounts; business and commercial loans and overdrafts, business credit cards, asset financing, invoice financing, and enterprise finance guarantee scheme. Metro Bank PLC was incorporated in 2007 and is headquartered in London, the United Kingdom.

Banco Latinoamericano de Comerci Extr Company Profile

Banco Latinoamericano de Comercio Exterior, S.A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates through two segments, Commercial and Treasury. It offers short and medium-term bilateral, structured and syndicated credits, and loan commitments; letter of credit contingencies, such as issued and confirmed letters of credit, and stand-by letters of credit; and guarantees covering commercial risk and other assets. The company also provides treasury solutions. It primarily serves financial institutions, companies, and investors. The company was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S.A. in June 2009. Banco Latinoamericano de Comercio Exterior, S.A. was founded in 1977 and is headquartered in Panama City, the Republic of Panama.

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