Woori Financial Group (NYSE:WF) and Intercorp Financial (NYSE:IFS) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, earnings, risk, valuation, analyst recommendations, profitability and institutional ownership.

Dividends

Woori Financial Group pays an annual dividend of $1.43 per share and has a dividend yield of 4.6%. Intercorp Financial does not pay a dividend. Woori Financial Group pays out 18.7% of its earnings in the form of a dividend. Woori Financial Group has increased its dividend for 2 consecutive years.

Earnings & Valuation

This table compares Woori Financial Group and Intercorp Financial’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Woori Financial Group $10.06 billion 0.69 $1.83 billion $7.63 4.08
Intercorp Financial N/A N/A N/A N/A N/A

Woori Financial Group has higher revenue and earnings than Intercorp Financial.

Institutional and Insider Ownership

0.9% of Woori Financial Group shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent ratings and price targets for Woori Financial Group and Intercorp Financial, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Woori Financial Group 0 0 0 0 N/A
Intercorp Financial 0 0 2 0 3.00

Intercorp Financial has a consensus target price of $56.50, indicating a potential upside of 43.57%. Given Intercorp Financial’s higher possible upside, analysts plainly believe Intercorp Financial is more favorable than Woori Financial Group.

Profitability

This table compares Woori Financial Group and Intercorp Financial’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Woori Financial Group 16.24% 8.43% 0.55%
Intercorp Financial N/A N/A N/A

Summary

Woori Financial Group beats Intercorp Financial on 7 of the 10 factors compared between the two stocks.

About Woori Financial Group

Woori Financial Group Inc. provides commercial banking products and services to retail and individual customers, and corporations. The company offers salary, fixed deposit, savings, and ordinary and business deposit products; and professional, deposit mortgage, apartment, and mortgage loans, as well as corporate operating, facility, and policy loans. It also provides inquiry and retirement pension, bulk and automatic transfer, cash management, and foreign direct investment services. In addition, the company offers foreign currency, specialized remittance, expat banking, foreign exchange inquiry, exchange limit information, foreign currency remittance information, and foreign currency deposit information services; and other products and services, including insurance, fund, and custody services, as well as banking management services. Further, it provides system software development and maintenance, finance, other credit finance, credit information, security investment, and other services. As of June 30, 2018, the company operated approximately 880 branches and offices in Korea, and 23 branches and offices internationally. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.

About Intercorp Financial

Intercorp Financial Services, Inc. is a holding company, which engages in the provision of financial services. Through its subsidiaries, it operates through the following business segments: Banking, Insurance, and Wealth Management. The Banking segment provides a range of retail banking and commercial banking products, and services to individuals, large companies, and small and medium enterprises. The Insurance segment offers retirement, savings, life, unemployment, and other insurance products mainly to retail customers. The Wealth Management segment comprises wealth management, private banking, financing, brokerage, advisory, and other investment services mainly to high net worth individuals. The company was founded on September 19, 2006 and is headquartered in Lima, Peru.

Receive News & Ratings for Woori Financial Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Woori Financial Group and related companies with MarketBeat.com's FREE daily email newsletter.