DHI Group (NYSE:DHX) versus CreditRiskMonitor.com (OTCMKTS:CRMZ) Head-To-Head Analysis

CreditRiskMonitor.com (OTCMKTS:CRMZ) and DHI Group (NYSE:DHX) are both small-cap computer and technology companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, earnings, valuation and risk.

Volatility & Risk

CreditRiskMonitor.com has a beta of 0.2, suggesting that its share price is 80% less volatile than the S&P 500. Comparatively, DHI Group has a beta of 1.44, suggesting that its share price is 44% more volatile than the S&P 500.

Profitability

This table compares CreditRiskMonitor.com and DHI Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CreditRiskMonitor.com	9.04%	16.29%	7.15%
DHI Group	-6.97%	9.02%	4.54%

Institutional & Insider Ownership

69.3% of DHI Group shares are held by institutional investors. 56.2% of CreditRiskMonitor.com shares are held by company insiders. Comparatively, 13.4% of DHI Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings for CreditRiskMonitor.com and DHI Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CreditRiskMonitor.com	0	0	0	0	0.00
DHI Group	1	2	1	0	2.00

DHI Group has a consensus target price of $4.75, suggesting a potential upside of 151.32%. Given DHI Group’s stronger consensus rating and higher possible upside, analysts clearly believe DHI Group is more favorable than CreditRiskMonitor.com.

Earnings and Valuation

This table compares CreditRiskMonitor.com and DHI Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CreditRiskMonitor.com	$19.81 million	1.28	$1.67 million	$0.13	18.08
DHI Group	$131.24 million	0.68	$250,000.00	($0.31)	-6.10

CreditRiskMonitor.com has higher earnings, but lower revenue than DHI Group. DHI Group is trading at a lower price-to-earnings ratio than CreditRiskMonitor.com, indicating that it is currently the more affordable of the two stocks.

Summary

CreditRiskMonitor.com beats DHI Group on 8 of the 14 factors compared between the two stocks.

About CreditRiskMonitor.com

CreditRiskMonitor.com, Inc. engages in the provision of interactive business-to-business software-as-a-service (Saas) subscription products for corporate credit and procurement professionals in the United States. The company's products include CreditRiskMonitor product provides subscribers with unlimited usage and coverage of public and private companies, featuring multi-period spreads of financial reports and ratio analysis, credit risk scores, payment-behavior scores, trend reports, peer analysis, and credit limit recommendations, as well as up-to-date financial news screened specifically for materiality in credit evaluation; and SupplyChainMonitor, creates a risk management solution built specifically for procurement, supply chain, sourcing, and finance personnel involved in the supplier lifecycle, risk assessment, and ongoing risk monitoring. It also offers add-on subscription services, including Credit Limit Service product, available on the CreditRiskMonitor platform product, helps subscribers manage credit line limits for their customers, in light of changes in the customers' financial strength; Financial Statement Processing, and Confidential Financial Statement Tool products, provides subscribers a flexible option to help ease their process in the data entry and standardization of private company financial statements, as well as provides private company FRISK scores; and Confidential Financial Statement Portal, allows subscribers to invite their private company counterparties to enter or upload confidential financial statements to standardize and score to provide private company FRISK scores. The company was incorporated in 1977 and is based in Valley Cottage, New York. CreditRiskMonitor.com, Inc. operates as a subsidiary of Flum Partners.

About DHI Group

DHI Group, Inc. provides data, insights, and employment connections through specialized services for technology professionals and other select online communities in the United States. Its solutions include talent profiles; job postings; employer branding; and other services comprising virtual and live career events, sourcing services, and content and data services that provides tailored content to help professionals manage their careers and provide employers insight into recruiting strategies and trends. The company operates Dice that offers job postings of technology and non-technology companies for industries, such as positions for software engineers, big data professionals, systems administrators, database specialists, project managers, and various other technology and engineering professionals; and ClearanceJobs, an online career community, which matches security-cleared professionals with employers in a secure and private environment to fill the jobs that safeguard its nation. It serves small, mid-sized, and large direct employers; staffing companies; recruiting agencies; staffing and consulting firms; and marketing departments of companies, as well as direct hiring companies. The company offers its products and services primarily through its direct sales force and agency partner channel. The company was formerly known as Dice Holdings, Inc. and changed its name to DHI Group, Inc. in April 2015. DHI Group, Inc. was founded in 1990 and is headquartered in Centennial, Colorado.