Reviewing Vericity (VERY) and Its Rivals

Vericity (NASDAQ:VERY) is one of 40 publicly-traded companies in the “Life insurance” industry, but how does it contrast to its competitors? We will compare Vericity to related businesses based on the strength of its institutional ownership, analyst recommendations, dividends, profitability, valuation, earnings and risk.

Volatility and Risk

Vericity has a beta of 0.14, meaning that its stock price is 86% less volatile than the S&P 500. Comparatively, Vericity’s competitors have a beta of 0.81, meaning that their average stock price is 19% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations and price targets for Vericity and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vericity	0	0	0	0	N/A
Vericity Competitors	323	2132	1900	67	2.39

As a group, “Life insurance” companies have a potential upside of 60.47%. Given Vericity’s competitors higher probable upside, analysts clearly believe Vericity has less favorable growth aspects than its competitors.

Earnings & Valuation

This table compares Vericity and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Vericity	$177.57 million	-$9.89 million	-16.69
Vericity Competitors	$21.47 billion	$1.35 billion	-23,632.86

Vericity’s competitors have higher revenue and earnings than Vericity. Vericity is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Vericity and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Vericity	-5.57%	-9.13%	-1.23%
Vericity Competitors	6.95%	12.51%	1.04%

Institutional & Insider Ownership

1.9% of Vericity shares are held by institutional investors. Comparatively, 56.7% of shares of all “Life insurance” companies are held by institutional investors. 10.4% of Vericity shares are held by insiders. Comparatively, 15.3% of shares of all “Life insurance” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Vericity competitors beat Vericity on 9 of the 10 factors compared.

About Vericity

Vericity, Inc., together with its subsidiaries, provides life insurance protection products for the middle American market. The company operates through Agency and Insurance segments. The Agency segment sells life insurance products for unaffiliated insurance companies through its call center distribution platform, as well as through its independent agents and other marketing organizations. This segment is also involved in the insurance lead sale activities through its eCoverage web presence. The Insurance segment provides term life, accidental death, and final expense products. Vericity, Inc. is headquartered in Chicago, Illinois. Vericity, Inc.