Head to Head Comparison: MGT Capital Investments (OTCMKTS:MGTI) versus Senmiao Technology (NASDAQ:AIHS)

MGT Capital Investments (OTCMKTS:MGTI) and Senmiao Technology (NASDAQ:AIHS) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, valuation, institutional ownership, earnings and dividends.

Insider & Institutional Ownership

0.4% of Senmiao Technology shares are held by institutional investors. 3.8% of MGT Capital Investments shares are held by insiders. Comparatively, 1.5% of Senmiao Technology shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings for MGT Capital Investments and Senmiao Technology, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MGT Capital Investments	0	0	0	0	N/A
Senmiao Technology	0	0	0	0	N/A

Volatility & Risk

MGT Capital Investments has a beta of 3.26, indicating that its stock price is 226% more volatile than the S&P 500. Comparatively, Senmiao Technology has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500.

Profitability

This table compares MGT Capital Investments and Senmiao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MGT Capital Investments	-1,888.47%	-202.89%	-598.61%
Senmiao Technology	-50.42%	-53.30%	-28.00%

Valuation & Earnings

This table compares MGT Capital Investments and Senmiao Technology’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MGT Capital Investments	$400,000.00	4.72	-$6.13 million	N/A	N/A
Senmiao Technology	$8.08 million	1.11	-$3.11 million	($0.45)	-2.09

Senmiao Technology has higher revenue and earnings than MGT Capital Investments.

Summary

Senmiao Technology beats MGT Capital Investments on 6 of the 9 factors compared between the two stocks.

About MGT Capital Investments

MGT Capital Investments, Inc. engages in cryptocurrency mining business in the United States. It also leases space to other bitcoin miners; and provides hosting services for owners of mining equipment. The company was incorporated in 1977 and is headquartered in Raleigh, North Carolina.

About Senmiao Technology

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It operates through two segments, Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services. The company offers car rental services to individual customers; and auto finance solutions through financing leases. It also engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. In addition, the company provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, preparation of financing application materials, assistance with closing of financing transactions, license and plate registration, payment of taxes and fees, purchase of insurance, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Further, it operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other 23 cities in China. The company was founded in 2014 and is based in Chengdu, the People's Republic of China.