Critical Survey: Jacada (OTCMKTS:JCDAF) and Expensify (NASDAQ:EXFY)

Jacada (OTCMKTS:JCDAF) and Expensify (NASDAQ:EXFY) are both computer and technology companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, risk, dividends, institutional ownership and profitability.

Earnings & Valuation

This table compares Jacada and Expensify’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jacada	N/A	N/A	N/A	N/A	N/A
Expensify	$150.69 million	0.78	-$41.46 million	($0.51)	-3.25

Jacada has higher earnings, but lower revenue than Expensify.

Analyst Ratings

This is a summary of recent ratings for Jacada and Expensify, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jacada	0	0	0	0	N/A
Expensify	2	4	2	0	2.00

Expensify has a consensus price target of $5.93, suggesting a potential upside of 257.14%. Given Expensify’s higher possible upside, analysts plainly believe Expensify is more favorable than Jacada.

Profitability

This table compares Jacada and Expensify’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jacada	N/A	N/A	N/A
Expensify	-27.70%	-41.91%	-20.39%

Institutional and Insider Ownership

68.4% of Expensify shares are owned by institutional investors. 20.3% of Expensify shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Expensify beats Jacada on 5 of the 8 factors compared between the two stocks.

About Jacada

Jacada Ltd. is a software company, which engages in the development, marketing and supporting of customer experience management and robotic process optimization solutions for the customer service and support markets. It provides a digital customer experience solution, which is a digital interaction platform to bridge the voice and digital disconnect and create cross channel interactions for customers. The company was founded by Gideon Hollander in December 1990 and is headquartered in Herzliya, Israel.

About Expensify

Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.