Head-To-Head Comparison: SiriusPoint (NYSE:SPNT) & Old Republic International (NYSE:ORI)

SiriusPoint (NYSE:SPNT) and Old Republic International (NYSE:ORI) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, institutional ownership, valuation, profitability, earnings and dividends.

Risk and Volatility

SiriusPoint has a beta of 0.85, indicating that its share price is 15% less volatile than the S&P 500. Comparatively, Old Republic International has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500.

Earnings and Valuation

This table compares SiriusPoint and Old Republic International”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SiriusPoint	$2.60 billion	0.81	$199.90 million	$0.89	20.33
Old Republic International	$8.23 billion	1.28	$852.80 million	$2.92	14.57

Old Republic International has higher revenue and earnings than SiriusPoint. Old Republic International is trading at a lower price-to-earnings ratio than SiriusPoint, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares SiriusPoint and Old Republic International’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SiriusPoint	4.38%	6.57%	1.05%
Old Republic International	10.31%	20.95%	4.45%

Institutional and Insider Ownership

52.8% of SiriusPoint shares are held by institutional investors. Comparatively, 70.9% of Old Republic International shares are held by institutional investors. 10.3% of SiriusPoint shares are held by insiders. Comparatively, 1.1% of Old Republic International shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of current recommendations for SiriusPoint and Old Republic International, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SiriusPoint	0	1	1	2	3.25
Old Republic International	0	0	1	1	3.50

SiriusPoint currently has a consensus target price of $25.00, suggesting a potential upside of 38.20%. Old Republic International has a consensus target price of $46.00, suggesting a potential upside of 8.16%. Given SiriusPoint’s higher probable upside, analysts plainly believe SiriusPoint is more favorable than Old Republic International.

Summary

Old Republic International beats SiriusPoint on 9 of the 14 factors compared between the two stocks.

About SiriusPoint

SiriusPoint Ltd. provides multi-line insurance and reinsurance products and services worldwide. The company operates through two segments, Reinsurance, and Insurance & Services. The Reinsurance segment provides aviation and space, accident and health, casualty, credit, marine and energy, property to insurance and reinsurance companies, government entities, and other risk bearing vehicles. This segment offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The Insurance & Services segment provides accident and health, marine and energy, property and casualty, mortgage, environmental, workers' compensation, commercial auto lines, professional liability, and other lines of business. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.

About Old Republic International

Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. It operates through three segments: General Insurance, Title Insurance, and Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers aviation, commercial auto, commercial multi-peril, commercial property, general liability, home and auto warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, directors and officers, and surety. This segment provides its insurance products to businesses, state and local government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. Old Republic International Corporation was founded in 1923 and is based in Chicago, Illinois.