Reviewing Tilly’s (NYSE:TLYS) and Christopher & Banks (OTCMKTS:CBKCQ)

Christopher & Banks (OTCMKTS:CBKCQ) and Tilly’s (NYSE:TLYS) are both retail/wholesale companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, profitability and analyst recommendations.

Earnings and Valuation

This table compares Christopher & Banks and Tilly’s”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Christopher & Banks	N/A	N/A	N/A	N/A	N/A
Tilly’s	$545.74 million	0.11	-$46.23 million	($1.14)	-1.75

Christopher & Banks has higher earnings, but lower revenue than Tilly’s.

Profitability

This table compares Christopher & Banks and Tilly’s’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Christopher & Banks	N/A	N/A	N/A
Tilly’s	-6.24%	-39.59%	-10.17%

Risk and Volatility

Christopher & Banks has a beta of -6.1, indicating that its stock price is 710% less volatile than the S&P 500. Comparatively, Tilly’s has a beta of 1.14, indicating that its stock price is 14% more volatile than the S&P 500.

Institutional & Insider Ownership

76.4% of Tilly’s shares are held by institutional investors. 19.8% of Christopher & Banks shares are held by company insiders. Comparatively, 2.8% of Tilly’s shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations for Christopher & Banks and Tilly’s, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Christopher & Banks	0	0	0	0	0.00
Tilly’s	1	4	0	0	1.80

Tilly’s has a consensus price target of $2.25, suggesting a potential upside of 12.50%. Given Tilly’s’ stronger consensus rating and higher probable upside, analysts plainly believe Tilly’s is more favorable than Christopher & Banks.

Summary

Tilly’s beats Christopher & Banks on 5 of the 9 factors compared between the two stocks.

About Christopher & Banks

Christopher & Banks Corporation, together with its subsidiaries, operates as a specialty retailer of private-brand women's apparel and accessories in the United States. The company designs and sells women's apparel and accessories to customers ranging in age from 50 and older. Its stores offer women's apparel consisting of casual clothing, everyday basics, wear-to-work, leisure/active wear, and sleepwear in missy, petite, and women sizes, as well as jewelry and accessories. It also operates christopherandbanks.com, an e-commerce website for its Christopher & Banks and CJ Banks brands. The company was formerly known as Braun's Fashions Corporation and changed its name to Christopher & Banks Corporation in July 2000. Christopher & Banks Corporation was founded in 1956 and is headquartered in Plymouth, Minnesota. On April 13, 2021, the voluntary petition of Christopher & Banks Corporation for reorganization under Chapter 11 was converted to Chapter 7. It had filed for Chapter 11 bankruptcy on January 13, 2021.

About Tilly’s

Tilly’s, Inc. engages in the retail of casual apparel, footwear, and accessories. Its stores are located in retail centers, including malls, lifestyle centers, power centers, community centers, outlet centers, and street-front locations. The company was founded by Hezy Shaked and Tilly Levine in 1982 and is headquartered in Irvine, CA.