Triple P (OTCMKTS:TPPPF) versus ACI Worldwide (NASDAQ:ACIW) Critical Contrast

ACI Worldwide (NASDAQ:ACIW) and Triple P (OTCMKTS:TPPPF) are both computer and technology companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, dividends, institutional ownership, earnings, valuation and profitability.

Institutional and Insider Ownership

94.7% of ACI Worldwide shares are owned by institutional investors. 1.1% of ACI Worldwide shares are owned by company insiders. Comparatively, 39.0% of Triple P shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current recommendations for ACI Worldwide and Triple P, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ACI Worldwide	0	2	3	0	2.60
Triple P	0	0	0	0	0.00

ACI Worldwide presently has a consensus price target of $60.00, suggesting a potential upside of 31.38%. Given ACI Worldwide’s stronger consensus rating and higher probable upside, analysts plainly believe ACI Worldwide is more favorable than Triple P.

Valuation & Earnings

This table compares ACI Worldwide and Triple P”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ACI Worldwide	$1.59 billion	2.95	$203.12 million	$2.48	18.42
Triple P	N/A	N/A	N/A	N/A	N/A

ACI Worldwide has higher revenue and earnings than Triple P.

Volatility & Risk

ACI Worldwide has a beta of 1.05, indicating that its share price is 5% more volatile than the S&P 500. Comparatively, Triple P has a beta of 0.65, indicating that its share price is 35% less volatile than the S&P 500.

Profitability

This table compares ACI Worldwide and Triple P’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ACI Worldwide	15.07%	18.97%	8.75%
Triple P	N/A	N/A	N/A

Summary

ACI Worldwide beats Triple P on 9 of the 10 factors compared between the two stocks.

About ACI Worldwide

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24×7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.

About Triple P

Triple P. N.V. provides information and communication technology (ICT) infrastructure solutions. Its services include ICT security, cloud, managed services, managed IP telephony, professional services, business continuity, unified communications, and cloud migration. The company serves care, education, government, and commercial services sectors. Triple P. N.V. was founded in 1989 and is headquartered in Nieuwegein, the Netherlands.