Contrasting Omni Financial Services (OTCMKTS:OFSI) & Seacoast Banking Corporation of Florida (NASDAQ:SBCF)

Omni Financial Services (OTCMKTS:OFSI) and Seacoast Banking Corporation of Florida (NASDAQ:SBCF) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, risk, earnings, profitability, valuation and analyst recommendations.

Profitability

This table compares Omni Financial Services and Seacoast Banking Corporation of Florida’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Omni Financial Services	N/A	N/A	N/A
Seacoast Banking Corporation of Florida	16.93%	7.16%	1.02%

Analyst Ratings

This is a summary of recent ratings and recommmendations for Omni Financial Services and Seacoast Banking Corporation of Florida, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Omni Financial Services	0	0	0	0	0.00
Seacoast Banking Corporation of Florida	0	5	2	0	2.29

Seacoast Banking Corporation of Florida has a consensus price target of $31.50, indicating a potential downside of 3.70%. Given Omni Financial Services’ higher possible upside, research analysts clearly believe Omni Financial Services is more favorable than Seacoast Banking Corporation of Florida.

Risk and Volatility

Omni Financial Services has a beta of 3.01, suggesting that its share price is 201% more volatile than the S&P 500. Comparatively, Seacoast Banking Corporation of Florida has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500.

Insider & Institutional Ownership

81.8% of Seacoast Banking Corporation of Florida shares are owned by institutional investors. 1.6% of Seacoast Banking Corporation of Florida shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Omni Financial Services and Seacoast Banking Corporation of Florida”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Omni Financial Services	N/A	N/A	N/A	N/A	N/A
Seacoast Banking Corporation of Florida	$582.24 million	5.50	$120.99 million	$1.69	19.36

Seacoast Banking Corporation of Florida has higher revenue and earnings than Omni Financial Services.

Summary

Seacoast Banking Corporation of Florida beats Omni Financial Services on 8 of the 10 factors compared between the two stocks.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.