Capital One Financial (NYSE:COF) Shares Gap Down – Time to Sell?

Capital One Financial Corporation (NYSE:COF) shares gapped down before the market opened on Monday . The stock had previously closed at $249.20, but opened at $229.95. Capital One Financial shares last traded at $233.36, with a volume of 3,624,078 shares changing hands.

More Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: JPMorgan raised its price target on COF from $237 to $256 (still a “neutral” rating), signaling analyst recognition of upside vs. the current level. JPMorgan raises COF target
• Positive Sentiment: High‑profile endorsement: Jim Cramer called Capital One “absolutely terrific,” which can boost retail sentiment and short‑term buying interest. Jim Cramer Calls Capital One “Absolutely Terrific”
• Neutral Sentiment: Insider activity: Capital One’s general counsel sold $500,000 of stock — routine insider selling that merits monitoring but not necessarily a signal of company fundamentals changing. Insider Selling: General Counsel Sells $500,000
• Neutral Sentiment: Some commentary (e.g., BarChart/Barron’s) frames the sell‑off as a potential buy‑the‑dip opportunity given Capital One’s card market position — this may support opportunistic investors but depends on policy outcomes. CapitalOne Is Tumbling on Trump’s 10% Card Rate Cap Threat
• Negative Sentiment: Litigation hit: Capital One agreed to a revised $425M settlement over allegations it misled depositors about its 360 savings product; a federal judge granted preliminary approval — this is a concrete near‑term cash/reserve impact. Capital One to Pay $425 Million in 360 Savings Interest-Rate Settlement
• Negative Sentiment: Policy risk: Multiple outlets report President Trump’s push to cap credit‑card interest rates at 10% — this proposal directly threatens Capital One’s card lending margins and is the primary reason traders are selling. Why Shares of Capital One Are Sinking Today
• Negative Sentiment: Broad market coverage (WSJ, Barron’s, IBD) emphasizes the same credit‑card cap risk, amplifying selling pressure across consumer finance stocks and increasing volatility for COF. Capital One Stocks Fall After Trump Calls for Cap

Wall Street Analyst Weigh In

Several equities analysts recently issued reports on COF shares. Royal Bank Of Canada reissued a “sector perform” rating and issued a $275.00 target price on shares of Capital One Financial in a research report on Monday. Weiss Ratings reiterated a “hold (c)” rating on shares of Capital One Financial in a research report on Monday, December 29th. Wells Fargo & Company increased their price target on shares of Capital One Financial from $265.00 to $280.00 and gave the stock an “overweight” rating in a report on Monday, January 5th. The Goldman Sachs Group reissued a “buy” rating and set a $300.00 target price on shares of Capital One Financial in a report on Tuesday, January 6th. Finally, Citigroup upped their price target on shares of Capital One Financial from $290.00 to $310.00 and gave the company a “buy” rating in a report on Wednesday, December 31st. Three investment analysts have rated the stock with a Strong Buy rating, seventeen have given a Buy rating and seven have issued a Hold rating to the company. Based on data from MarketBeat.com, Capital One Financial currently has a consensus rating of “Moderate Buy” and a consensus target price of $278.20.

Capital One Financial Trading Down 6.6%

The company has a fifty day moving average of $230.47 and a 200-day moving average of $222.26. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 0.45. The company has a market capitalization of $147.93 billion, a price-to-earnings ratio of 98.18, a PEG ratio of 0.57 and a beta of 1.13.

Capital One Financial (NYSE:COF) last announced its earnings results on Monday, November 3rd. The financial services provider reported $5.95 EPS for the quarter. Capital One Financial had a return on equity of 10.94% and a net margin of 2.24%.The business had revenue of $15.46 billion during the quarter. As a group, equities research analysts anticipate that Capital One Financial Corporation will post 15.65 earnings per share for the current fiscal year.

Capital One Financial Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, December 1st. Stockholders of record on Monday, November 17th were given a $0.80 dividend. This represents a $3.20 dividend on an annualized basis and a dividend yield of 1.4%. This is a positive change from Capital One Financial’s previous quarterly dividend of $0.60. The ex-dividend date was Monday, November 17th. Capital One Financial’s dividend payout ratio (DPR) is currently 135.02%.

Insider Activity

In related news, insider Lia Dean sold 3,269 shares of the stock in a transaction that occurred on Monday, December 1st. The stock was sold at an average price of $218.15, for a total value of $713,132.35. Following the completion of the sale, the insider owned 69,855 shares of the company’s stock, valued at approximately $15,238,868.25. This trade represents a 4.47% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, CEO Richard D. Fairbank sold 103,487 shares of the business’s stock in a transaction on Tuesday, November 4th. The stock was sold at an average price of $220.68, for a total value of $22,837,511.16. Following the transaction, the chief executive officer directly owned 4,001,228 shares in the company, valued at $882,990,995.04. This trade represents a 2.52% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold a total of 298,895 shares of company stock valued at $67,111,541 in the last ninety days. 1.26% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Capital One Financial

A number of hedge funds have recently modified their holdings of the company. Moisand Fitzgerald Tamayo LLC grew its stake in shares of Capital One Financial by 103.3% in the 2nd quarter. Moisand Fitzgerald Tamayo LLC now owns 122 shares of the financial services provider’s stock valued at $26,000 after buying an additional 62 shares during the period. Olistico Wealth LLC grew its position in Capital One Financial by 439.1% in the second quarter. Olistico Wealth LLC now owns 124 shares of the financial services provider’s stock worth $26,000 after acquiring an additional 101 shares during the period. RMG Wealth Management LLC purchased a new position in Capital One Financial in the second quarter worth approximately $27,000. Atlantic Edge Private Wealth Management LLC increased its stake in Capital One Financial by 66.7% during the second quarter. Atlantic Edge Private Wealth Management LLC now owns 125 shares of the financial services provider’s stock worth $27,000 after acquiring an additional 50 shares during the last quarter. Finally, Signature Resources Capital Management LLC purchased a new stake in Capital One Financial in the second quarter valued at $28,000. Hedge funds and other institutional investors own 89.84% of the company’s stock.

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.