Bank of America (BAC) Expected to Announce Earnings on Wednesday

Bank of America (NYSE:BAC) is expected to be issuing its Q4 2025 results before the market opens on Wednesday, January 14th. Analysts expect the company to announce earnings of $0.96 per share and revenue of $27.7283 billion for the quarter. Interested persons can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Wednesday, January 14, 2026 at 8:30 AM ET.

Bank of America (NYSE:BAC) last posted its earnings results on Wednesday, October 15th. The financial services provider reported $1.06 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.93 by $0.13. Bank of America had a return on equity of 10.76% and a net margin of 15.70%.The firm had revenue of $5.35 billion for the quarter, compared to analyst estimates of $27.05 billion. During the same quarter in the prior year, the company earned $0.81 EPS. Bank of America’s revenue was up 10.8% on a year-over-year basis. On average, analysts expect Bank of America to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Bank of America Stock Performance

Shares of Bank of America stock opened at $55.16 on Tuesday. The stock has a market capitalization of $402.82 billion, a price-to-earnings ratio of 15.03 and a beta of 1.29. The company has a debt-to-equity ratio of 1.12, a current ratio of 0.79 and a quick ratio of 0.79. The business has a 50-day moving average of $54.17 and a 200 day moving average of $51.09. Bank of America has a 12 month low of $33.06 and a 12 month high of $57.55.

Bank of America Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Friday, December 26th. Stockholders of record on Friday, December 5th were paid a $0.28 dividend. The ex-dividend date of this dividend was Friday, December 5th. This represents a $1.12 annualized dividend and a dividend yield of 2.0%. Bank of America’s dividend payout ratio (DPR) is presently 30.52%.

Institutional Trading of Bank of America

A number of institutional investors have recently bought and sold shares of the business. Wiser Advisor Group LLC acquired a new position in Bank of America during the third quarter worth approximately $27,000. Osterweis Capital Management Inc. purchased a new position in shares of Bank of America during the third quarter worth approximately $36,000. Triumph Capital Management acquired a new position in shares of Bank of America in the 3rd quarter valued at $58,000. Wealth Watch Advisors INC purchased a new stake in Bank of America in the 3rd quarter valued at $85,000. Finally, WFA of San Diego LLC acquired a new stake in Bank of America during the 2nd quarter worth $165,000. 70.71% of the stock is owned by hedge funds and other institutional investors.

Key Bank of America News

Here are the key news stories impacting Bank of America this week:

• Positive Sentiment: Large drop in short interest — Short interest fell ~21.2% to 90.6M shares as of Dec. 31 (about 1.2% of float), lowering the short-interest ratio to ~2.7 days. Fewer shorts can reduce downward pressure and is a bullish technical signal for BAC.
• Positive Sentiment: Bank of America research flags big AI-driven bond opportunity — BofA says AI-related bond issuance could reach ~$300B/year, suggesting upside for its institutional sales & trading and investment-banking fees. AI Bond Sales Could Hit $300 Billion a Year, Bank of America Says
• Positive Sentiment: BofA views AI as a multi-year valuation driver — Firm commentary on AI infrastructure and frontier models underscores BofA’s role advising clients and positions its research franchise as a commercial advantage. 10 AI Stocks Investors Are Watching Closely
• Positive Sentiment: Bullish public commentary — Jim Cramer called BAC’s valuation an “insult” to its CEO, signaling retail/TV-driven positivity that can lift short-term flows. Bank of America (BAC)’s Multiple is An Insult to Its CEO, Says Jim Cramer
• Neutral Sentiment: Analyst previews and forecasts ahead of Q4 — Wall Street previews show expectations for solid trading, stable net interest income and improved IB fees; a handful of forecast tweaks are circulating ahead of earnings, which will be the next catalyst. Bank of America Gears Up For Q4 Print; Here Are The Recent Forecast Changes From Wall Street’s Most Accurate Analysts
• Neutral Sentiment: Sector-wide constructive backdrop — Analysts note banks enter earnings season on firmer footing (loan growth, capital markets momentum), which supports the group but leaves BAC exposed to macro/regulatory shocks. Can Bank Stocks Sustain Recent Momentum?
• Negative Sentiment: Policy risk — President Trump proposed a 10% cap on credit-card interest rates, triggering sector sell-offs as investors price in revenue and margin risk for card portfolios and potential tighter lending economics. Big Bank Stocks Tumbled After Trump Said This
• Negative Sentiment: Banks push back on the cap — Financial institutions, including large U.S. banks, warned the proposed cap would restrict access to credit for households and small businesses, but the political risk alone is pressuring BAC and peers. Banks warn consumers will be hurt by Trump’s 10% cap on credit card interest rates

Analysts Set New Price Targets

Several brokerages recently weighed in on BAC. Wall Street Zen downgraded shares of Bank of America from a “hold” rating to a “sell” rating in a research note on Monday, January 5th. Wolfe Research downgraded shares of Bank of America from an “outperform” rating to a “peer perform” rating in a research note on Wednesday, January 7th. Erste Group Bank raised Bank of America from a “hold” rating to a “buy” rating in a research report on Friday, October 3rd. Hsbc Global Res upgraded Bank of America from a “hold” rating to a “strong-buy” rating in a research note on Wednesday, January 7th. Finally, Citigroup boosted their target price on Bank of America from $58.00 to $62.00 and gave the stock a “buy” rating in a research note on Thursday, October 16th. One investment analyst has rated the stock with a Strong Buy rating, twenty-three have issued a Buy rating and four have assigned a Hold rating to the company’s stock. According to MarketBeat, Bank of America currently has a consensus rating of “Moderate Buy” and an average price target of $59.82.

About Bank of America

Bank of America Corporation is a multinational financial services company headquartered in Charlotte, North Carolina. It provides a broad array of banking, investment, asset management and related financial and risk management products and services to individual consumers, small- and middle-market businesses, large corporations, governments and institutional investors. The firm operates through consumer banking, global wealth and investment management, global banking and markets businesses, offering capabilities across lending, deposits, payments, advisory and capital markets.

Its consumer-facing offerings include checking and savings accounts, mortgages, home equity lending, auto loans, credit cards and small business banking, supported by a nationwide branch network and digital channels.