Independent Bank (INDB) Expected to Announce Earnings on Thursday

Independent Bank (NASDAQ:INDB) is anticipated to issue its Q4 2025 results before the market opens on Thursday, January 15th. Analysts expect Independent Bank to post earnings of $1.65 per share and revenue of $249.6360 million for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 23, 2026 at 10:00 AM ET.

Independent Bank (NASDAQ:INDB) last issued its earnings results on Thursday, October 16th. The bank reported $1.55 earnings per share for the quarter, beating the consensus estimate of $1.54 by $0.01. The business had revenue of $243.74 million for the quarter, compared to analyst estimates of $242.65 million. Independent Bank had a net margin of 16.64% and a return on equity of 7.19%. On average, analysts expect Independent Bank to post $5 EPS for the current fiscal year and $7 EPS for the next fiscal year.

Independent Bank Stock Performance

NASDAQ INDB opened at $73.49 on Wednesday. Independent Bank has a twelve month low of $52.15 and a twelve month high of $78.17. The company has a quick ratio of 0.94, a current ratio of 0.95 and a debt-to-equity ratio of 0.22. The stock has a market cap of $3.64 billion, a P/E ratio of 17.88 and a beta of 0.79. The company’s 50-day simple moving average is $73.21 and its 200 day simple moving average is $69.83.

Independent Bank Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, January 7th. Stockholders of record on Monday, December 29th were paid a $0.59 dividend. This represents a $2.36 annualized dividend and a dividend yield of 3.2%. The ex-dividend date was Monday, December 29th. Independent Bank’s dividend payout ratio is currently 57.42%.

Insider Transactions at Independent Bank

In related news, Director Gerard F. Nadeau sold 3,000 shares of the business’s stock in a transaction that occurred on Friday, November 21st. The shares were sold at an average price of $70.00, for a total value of $210,000.00. Following the completion of the transaction, the director owned 22,395 shares in the company, valued at $1,567,650. The trade was a 11.81% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. Also, Director Ken S. Ansin sold 53,000 shares of the business’s stock in a transaction on Friday, November 14th. The stock was sold at an average price of $69.06, for a total value of $3,660,180.00. Following the sale, the director owned 53,738 shares of the company’s stock, valued at approximately $3,711,146.28. The trade was a 49.65% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders have sold 200,405 shares of company stock worth $13,971,482. Insiders own 0.81% of the company’s stock.

Institutional Investors Weigh In On Independent Bank

A number of institutional investors and hedge funds have recently modified their holdings of INDB. CIBC Bancorp USA Inc. acquired a new stake in Independent Bank during the 3rd quarter worth approximately $360,000. Tidal Investments LLC grew its position in Independent Bank by 5.3% in the second quarter. Tidal Investments LLC now owns 4,979 shares of the bank’s stock valued at $313,000 after purchasing an additional 251 shares in the last quarter. Vident Advisory LLC acquired a new stake in shares of Independent Bank in the second quarter valued at about $303,000. Creative Planning bought a new stake in shares of Independent Bank during the 3rd quarter worth approximately $292,000. Finally, Brevan Howard Capital Management LP bought a new stake in Independent Bank during the second quarter worth $291,000. 83.40% of the stock is owned by institutional investors.

Analysts Set New Price Targets

Several research firms recently commented on INDB. Independent Research set a $80.00 target price on Independent Bank in a research report on Wednesday, December 17th. Keefe, Bruyette & Woods upgraded Independent Bank from a “market perform” rating to an “outperform” rating and increased their price objective for the stock from $80.00 to $83.00 in a research note on Tuesday, October 21st. Barclays initiated coverage on shares of Independent Bank in a research note on Wednesday, December 17th. They issued an “equal weight” rating and a $80.00 target price on the stock. Finally, Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Independent Bank in a report on Wednesday, October 8th. One research analyst has rated the stock with a Strong Buy rating, one has assigned a Buy rating and four have given a Hold rating to the company’s stock. According to MarketBeat, Independent Bank currently has a consensus rating of “Moderate Buy” and an average target price of $76.80.

About Independent Bank

Independent Bank Group, Inc (NASDAQ:INDB) is a bank holding company headquartered in McKinney, Texas, that provides a range of financial services through its wholly owned subsidiary, Independent Bank. Tracing its roots to the late 19th century, the company has grown from a single community bank into a regional financial institution serving individuals, small businesses and commercial clients. Independent Bank Group became a bank holding company in 1983 and expanded its footprint through organic growth and strategic acquisitions.

The company’s primary business activities encompass retail and commercial banking, including deposit products, consumer and business lending and credit services.