Touchstone Capital Inc. Takes Position in Mastercard Incorporated $MA

Touchstone Capital Inc. bought a new position in shares of Mastercard Incorporated (NYSE:MA) in the 3rd quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund bought 1,680 shares of the credit services provider’s stock, valued at approximately $956,000.

Several other hedge funds also recently added to or reduced their stakes in MA. Pinion Investment Advisors LLC grew its position in shares of Mastercard by 0.8% in the 2nd quarter. Pinion Investment Advisors LLC now owns 2,272 shares of the credit services provider’s stock valued at $1,276,000 after buying an additional 18 shares during the last quarter. KRS Capital Management LLC boosted its stake in Mastercard by 0.6% in the second quarter. KRS Capital Management LLC now owns 2,848 shares of the credit services provider’s stock valued at $1,601,000 after acquiring an additional 18 shares in the last quarter. Nvest Financial LLC grew its holdings in shares of Mastercard by 1.2% during the second quarter. Nvest Financial LLC now owns 1,505 shares of the credit services provider’s stock worth $846,000 after purchasing an additional 18 shares during the last quarter. Washington Trust Advisors Inc. increased its position in shares of Mastercard by 5.6% during the second quarter. Washington Trust Advisors Inc. now owns 339 shares of the credit services provider’s stock worth $191,000 after purchasing an additional 18 shares in the last quarter. Finally, Rialto Wealth Management LLC lifted its holdings in shares of Mastercard by 13.0% in the 2nd quarter. Rialto Wealth Management LLC now owns 156 shares of the credit services provider’s stock valued at $88,000 after purchasing an additional 18 shares during the last quarter. 97.28% of the stock is currently owned by hedge funds and other institutional investors.

Mastercard Stock Performance

Shares of MA stock opened at $545.38 on Wednesday. The company has a current ratio of 1.12, a quick ratio of 1.12 and a debt-to-equity ratio of 2.40. The stock has a 50 day simple moving average of $557.74 and a 200-day simple moving average of $566.97. The company has a market cap of $489.75 billion, a price-to-earnings ratio of 34.87, a price-to-earnings-growth ratio of 1.92 and a beta of 0.86. Mastercard Incorporated has a 12-month low of $465.59 and a 12-month high of $601.77.

Mastercard (NYSE:MA) last posted its quarterly earnings results on Thursday, October 30th. The credit services provider reported $4.38 earnings per share for the quarter, beating analysts’ consensus estimates of $4.31 by $0.07. The firm had revenue of $8.60 billion for the quarter, compared to the consensus estimate of $8.53 billion. Mastercard had a return on equity of 202.03% and a net margin of 45.28%.The company’s revenue for the quarter was up 16.7% compared to the same quarter last year. During the same period in the previous year, the business earned $3.89 earnings per share. On average, equities analysts forecast that Mastercard Incorporated will post 15.91 EPS for the current year.

Mastercard Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, February 9th. Stockholders of record on Friday, January 9th will be issued a $0.87 dividend. The ex-dividend date is Friday, January 9th. This represents a $3.48 dividend on an annualized basis and a dividend yield of 0.6%. This is a boost from Mastercard’s previous quarterly dividend of $0.76. Mastercard’s payout ratio is 22.25%.

Analyst Ratings Changes

Several research analysts have commented on the company. Cowen reaffirmed a “buy” rating on shares of Mastercard in a research report on Monday. The Goldman Sachs Group restated a “buy” rating and issued a $713.00 price objective on shares of Mastercard in a research note on Thursday, October 30th. Royal Bank Of Canada raised their price target on Mastercard from $645.00 to $654.00 and gave the stock a “buy” rating in a report on Friday, October 31st. Citigroup raised Mastercard to a “strong-buy” rating in a research note on Thursday, October 23rd. Finally, Wells Fargo & Company lowered their target price on Mastercard from $669.00 to $660.00 and set an “overweight” rating on the stock in a research note on Friday, October 31st. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-two have issued a Buy rating and two have assigned a Hold rating to the company. According to data from MarketBeat, the company currently has a consensus rating of “Buy” and a consensus price target of $662.08.

Key Headlines Impacting Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Partnerships and product expansion — Mastercard is adding distribution and product capability (Botim Money embedded cross‑border payments; strategic collaboration with Al Ahli Bank Egypt) that support revenue diversification beyond pure interchange fees. Botim money collaborates with Mastercard Al Ahli Bank of Kuwait – Egypt and Mastercard announce strategic collaboration
• Positive Sentiment: New product/market initiatives — Mastercard is pushing into Open Finance and AI-driven cash‑flow tools for SMEs (partnering with Obol in Australia), positioning it to capture higher-margin platform revenues beyond transaction fees. Is Mastercard’s Open Finance Push Redefining Cash Flow Tools for SMEs?
• Positive Sentiment: Ongoing product narrative — Mastercard’s own outlook pieces (Six Payment Trends for 2026) and favorable mentions in AI/shopping themes reinforce the long‑term growth story around digital payments and new revenue streams. Mastercard: Six Payment Trends for 2026 Experts like AI-driven shopping theme (Investopedia)
• Neutral Sentiment: Upcoming earnings event — Mastercard will report Q4 and full‑year 2025 results on Jan. 29; the scheduled release is a potential volatility catalyst but not new news. Conference call announcement
• Neutral Sentiment: Analyst view amid the sell‑off — Some analysts frame recent weakness as a buying opportunity for networks, arguing Mastercard’s fee‑based “toll road” model is more insulated than banks and subprime lenders. U.S Stock Market today (MSN)
• Negative Sentiment: Regulatory shock risk — The administration’s proposed 10% cap on credit card APRs and renewed push on swipe‑fee competition have triggered a sector sell‑off; markets are repricing regulatory risk that could reduce lending economics for issuers and indirectly affect overall consumer spending. Visa, Mastercard sell off on Trump’s credit card cap plan Trump revives Credit Card Competition Act (MSN)

Mastercard Company Profile

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.