OFG Bancorp (OFG) to Release Earnings on Thursday

OFG Bancorp (NYSE:OFG) is expected to release its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect OFG Bancorp to post earnings of $1.15 per share and revenue of $184.1650 million for the quarter. Investors are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Thursday, January 22, 2026 at 10:00 AM ET.

OFG Bancorp (NYSE:OFG) last released its quarterly earnings data on Wednesday, October 22nd. The bank reported $1.16 earnings per share (EPS) for the quarter, meeting the consensus estimate of $1.16. The company had revenue of $186.18 million during the quarter, compared to the consensus estimate of $186.71 million. OFG Bancorp had a return on equity of 15.18% and a net margin of 22.26%.The firm’s revenue was up 5.7% compared to the same quarter last year. During the same quarter in the prior year, the firm posted $1.00 earnings per share. On average, analysts expect OFG Bancorp to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

OFG Bancorp Stock Down 0.9%

Shares of NYSE OFG opened at $41.55 on Tuesday. The company has a 50 day simple moving average of $41.04 and a 200 day simple moving average of $42.27. The company has a debt-to-equity ratio of 0.33, a current ratio of 0.85 and a quick ratio of 0.85. OFG Bancorp has a 1 year low of $33.15 and a 1 year high of $46.11. The firm has a market cap of $1.83 billion, a PE ratio of 9.44 and a beta of 0.77.

OFG Bancorp Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Thursday, January 15th. Stockholders of record on Wednesday, December 31st were paid a dividend of $0.30 per share. The ex-dividend date of this dividend was Wednesday, December 31st. This represents a $1.20 annualized dividend and a dividend yield of 2.9%. OFG Bancorp’s dividend payout ratio (DPR) is presently 27.27%.

Wall Street Analyst Weigh In

Several analysts recently weighed in on the stock. Weiss Ratings reissued a “buy (b-)” rating on shares of OFG Bancorp in a research note on Monday, December 29th. Keefe, Bruyette & Woods cut their price objective on OFG Bancorp from $51.00 to $50.00 and set an “outperform” rating on the stock in a research note on Thursday, October 23rd. Piper Sandler started coverage on OFG Bancorp in a report on Thursday. They issued a “neutral” rating and a $45.00 target price on the stock. Wells Fargo & Company lowered their price target on shares of OFG Bancorp from $48.00 to $43.00 and set an “equal weight” rating for the company in a report on Monday, October 27th. Finally, Truist Financial dropped their price target on shares of OFG Bancorp from $50.00 to $48.00 and set a “buy” rating on the stock in a research report on Thursday, October 23rd. Four investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company. According to data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $47.67.

Insider Buying and Selling

In related news, insider Cesar A. Ortiz sold 5,500 shares of the firm’s stock in a transaction dated Monday, December 15th. The stock was sold at an average price of $42.17, for a total transaction of $231,935.00. Following the sale, the insider directly owned 351 shares in the company, valued at approximately $14,801.67. This trade represents a 94.00% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this link. Also, Director Jesus Nestor De sold 2,000 shares of the business’s stock in a transaction that occurred on Monday, December 22nd. The stock was sold at an average price of $42.31, for a total value of $84,620.00. Following the transaction, the director directly owned 22,690 shares in the company, valued at $960,013.90. This trade represents a 8.10% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 62,500 shares of company stock worth $2,564,302 in the last ninety days. 2.16% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On OFG Bancorp

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Polymer Capital Management US LLC acquired a new stake in OFG Bancorp during the 3rd quarter valued at approximately $360,000. Brevan Howard Capital Management LP boosted its stake in shares of OFG Bancorp by 13.4% during the 3rd quarter. Brevan Howard Capital Management LP now owns 8,205 shares of the bank’s stock valued at $357,000 after buying an additional 971 shares during the last quarter. Aquatic Capital Management LLC grew its position in shares of OFG Bancorp by 102.7% during the third quarter. Aquatic Capital Management LLC now owns 4,859 shares of the bank’s stock worth $211,000 after buying an additional 2,462 shares in the last quarter. Tower Research Capital LLC TRC grew its position in shares of OFG Bancorp by 145.1% during the second quarter. Tower Research Capital LLC TRC now owns 7,124 shares of the bank’s stock worth $305,000 after buying an additional 4,218 shares in the last quarter. Finally, Tidal Investments LLC increased its stake in shares of OFG Bancorp by 27.7% in the second quarter. Tidal Investments LLC now owns 8,992 shares of the bank’s stock worth $385,000 after buying an additional 1,952 shares during the last quarter. Hedge funds and other institutional investors own 92.73% of the company’s stock.

OFG Bancorp Company Profile

OFG Bancorp, through its principal subsidiary Oriental Bank, is a financial holding company headquartered in San Juan, Puerto Rico. The company provides a wide range of banking services, including commercial and consumer deposit accounts, small business loans, corporate lending, treasury management, and cash management solutions. Its consumer offerings encompass personal checking and savings accounts, credit cards, and electronic banking platforms designed to serve retail customers across its markets.

In addition to traditional banking products, OFG Bancorp offers mortgage origination and servicing, as well as wealth management and trust services for high‐net‐worth individuals and institutional clients.