Oportun Financial (NASDAQ:OPRT) Updates FY 2025 Earnings Guidance

Oportun Financial (NASDAQ:OPRT) updated its FY 2025 earnings guidance on Wednesday. The company provided earnings per share (EPS) guidance of 1.320-1.360 for the period, compared to the consensus estimate of 1.260. The company issued revenue guidance of $955.0 million-$957.0 million, compared to the consensus revenue estimate of $950.7 million. Oportun Financial also updated its Q4 2025 guidance to 0.230-0.270 EPS.

Oportun Financial Trading Down 0.2%

Shares of NASDAQ:OPRT traded down $0.01 during midday trading on Wednesday, hitting $4.84. The stock had a trading volume of 744,220 shares, compared to its average volume of 260,107. Oportun Financial has a 1 year low of $3.67 and a 1 year high of $9.24. The stock has a 50 day moving average price of $5.18 and a two-hundred day moving average price of $5.76. The company has a market capitalization of $213.59 million, a PE ratio of 7.33 and a beta of 1.21.

Oportun Financial (NASDAQ:OPRT) last announced its quarterly earnings data on Wednesday, November 5th. The company reported $0.39 EPS for the quarter, beating analysts’ consensus estimates of $0.26 by $0.13. Oportun Financial had a net margin of 3.19% and a return on equity of 17.61%. The firm had revenue of $238.69 million during the quarter, compared to the consensus estimate of $238.52 million. As a group, equities analysts expect that Oportun Financial will post 0.94 EPS for the current year.

Analyst Upgrades and Downgrades

A number of research analysts recently weighed in on OPRT shares. JPMorgan Chase & Co. raised Oportun Financial from an “underweight” rating to a “neutral” rating and set a $5.50 price objective on the stock in a report on Monday, January 12th. Weiss Ratings restated a “sell (d+)” rating on shares of Oportun Financial in a research report on Monday, December 29th. Wall Street Zen cut shares of Oportun Financial from a “strong-buy” rating to a “buy” rating in a research note on Tuesday. Finally, Zacks Research downgraded shares of Oportun Financial from a “strong-buy” rating to a “hold” rating in a report on Monday, October 6th. Two analysts have rated the stock with a Buy rating, four have assigned a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, the company has an average rating of “Hold” and a consensus target price of $8.50.

Hedge Funds Weigh In On Oportun Financial

Several institutional investors and hedge funds have recently modified their holdings of OPRT. Virtu Financial LLC purchased a new position in shares of Oportun Financial during the 3rd quarter worth $64,000. PharVision Advisers LLC purchased a new position in Oportun Financial during the third quarter worth about $77,000. The Manufacturers Life Insurance Company acquired a new stake in Oportun Financial in the 2nd quarter worth about $85,000. Centiva Capital LP acquired a new stake in Oportun Financial in the 3rd quarter worth about $86,000. Finally, New York State Common Retirement Fund purchased a new stake in Oportun Financial in the 2nd quarter valued at about $97,000. Hedge funds and other institutional investors own 82.70% of the company’s stock.

About Oportun Financial

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.