SLM (SLM) Expected to Announce Quarterly Earnings on Thursday

SLM (NASDAQ:SLM) is expected to announce its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect SLM to post earnings of $0.98 per share and revenue of $383.4320 million for the quarter. Interested persons may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Thursday, January 22, 2026 at 5:30 PM ET.

SLM (NASDAQ:SLM) last announced its quarterly earnings data on Thursday, October 23rd. The credit services provider reported $0.63 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.84 by ($0.21). The company had revenue of $172.70 million during the quarter, compared to analyst estimates of $382.50 million. SLM had a net margin of 21.76% and a return on equity of 30.13%. During the same quarter in the previous year, the business posted ($0.23) earnings per share. On average, analysts expect SLM to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

SLM Trading Down 3.2%

NASDAQ:SLM opened at $26.00 on Wednesday. SLM has a 12-month low of $23.81 and a 12-month high of $34.97. The firm has a market cap of $5.28 billion, a PE ratio of 9.12, a price-to-earnings-growth ratio of 1.19 and a beta of 1.12. The company has a current ratio of 1.37, a quick ratio of 1.37 and a debt-to-equity ratio of 3.27. The stock has a fifty day moving average price of $27.77 and a 200 day moving average price of $29.02.

Analysts Set New Price Targets

SLM has been the subject of several recent research reports. Compass Point cut SLM from a “buy” rating to a “sell” rating and decreased their price objective for the company from $35.00 to $23.00 in a research note on Tuesday, December 9th. Barclays reduced their target price on shares of SLM from $43.00 to $35.00 and set an “overweight” rating on the stock in a report on Monday, October 6th. Morgan Stanley set a $30.00 price target on shares of SLM in a research note on Tuesday, December 16th. Deutsche Bank Aktiengesellschaft set a $37.00 price objective on shares of SLM in a research report on Wednesday, December 10th. Finally, Zacks Research lowered shares of SLM from a “hold” rating to a “strong sell” rating in a report on Thursday, January 1st. Seven analysts have rated the stock with a Buy rating, two have assigned a Hold rating and three have given a Sell rating to the company’s stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average target price of $31.20.

Hedge Funds Weigh In On SLM

Several hedge funds have recently added to or reduced their stakes in the stock. Goldman Sachs Group Inc. lifted its position in shares of SLM by 33.4% during the 1st quarter. Goldman Sachs Group Inc. now owns 547,724 shares of the credit services provider’s stock worth $16,087,000 after buying an additional 137,285 shares during the last quarter. Entropy Technologies LP grew its position in shares of SLM by 616.6% in the 3rd quarter. Entropy Technologies LP now owns 109,485 shares of the credit services provider’s stock valued at $3,031,000 after buying an additional 94,207 shares during the last quarter. Captrust Financial Advisors raised its stake in SLM by 6.1% during the 2nd quarter. Captrust Financial Advisors now owns 36,889 shares of the credit services provider’s stock worth $1,210,000 after acquiring an additional 2,109 shares in the last quarter. NewEdge Advisors LLC lifted its position in SLM by 6.6% in the first quarter. NewEdge Advisors LLC now owns 21,350 shares of the credit services provider’s stock valued at $627,000 after acquiring an additional 1,319 shares during the last quarter. Finally, Dynamic Technology Lab Private Ltd purchased a new stake in SLM in the first quarter valued at $263,000. 98.94% of the stock is currently owned by hedge funds and other institutional investors.

SLM Company Profile

SLM Corporation, operating as Sallie Mae Bank, is a leading U.S.-based consumer banking company specializing in education financing and related banking products. The company provides a range of private student loans for undergraduate and graduate studies, Parent PLUS loans, and specialized financing for career and certificate programs. In addition to its core lending services, Sallie Mae offers deposit products including savings accounts, checking accounts, money market accounts, certificates of deposit, and credit cards tailored to students and young adults.

Founded in 1972 as the Student Loan Marketing Association—a government-sponsored enterprise—Sallie Mae was privatized in 2004 and has since focused on expanding its private education loan offerings and digital banking solutions.