Charles Schwab (NYSE:SCHW) Updates FY 2026 Earnings Guidance

Charles Schwab (NYSE:SCHW) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 5.700-5.800 for the period, compared to the consensus earnings per share estimate of 5.370. The company issued revenue guidance of $26.2 billion-$26.4 billion, compared to the consensus revenue estimate of $25.5 billion.

Analysts Set New Price Targets

SCHW has been the subject of a number of recent analyst reports. Weiss Ratings reissued a “hold (c+)” rating on shares of Charles Schwab in a research note on Wednesday, October 8th. Morgan Stanley increased their price target on shares of Charles Schwab from $139.00 to $148.00 and gave the company an “overweight” rating in a research report on Monday, December 22nd. Barclays set a $125.00 price objective on Charles Schwab in a report on Thursday. Keefe, Bruyette & Woods upped their price objective on shares of Charles Schwab from $109.00 to $111.00 and gave the company an “outperform” rating in a report on Friday, October 17th. Finally, TD Cowen reiterated a “buy” rating on shares of Charles Schwab in a research note on Wednesday, January 14th. One investment analyst has rated the stock with a Strong Buy rating, sixteen have given a Buy rating, five have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat.com, Charles Schwab presently has a consensus rating of “Moderate Buy” and an average target price of $114.70.

Charles Schwab Trading Up 0.8%

SCHW opened at $101.84 on Thursday. The business has a fifty day simple moving average of $97.50 and a 200-day simple moving average of $95.75. The company has a quick ratio of 0.58, a current ratio of 0.58 and a debt-to-equity ratio of 0.47. Charles Schwab has a 52 week low of $65.88 and a 52 week high of $104.98. The firm has a market cap of $180.96 billion, a P/E ratio of 23.85, a P/E/G ratio of 0.69 and a beta of 0.94.

Charles Schwab (NYSE:SCHW) last announced its quarterly earnings data on Wednesday, January 21st. The financial services provider reported $1.39 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.32 by $0.07. Charles Schwab had a return on equity of 21.02% and a net margin of 35.93%.The business had revenue of $6.34 billion for the quarter, compared to analysts’ expectations of $6.19 billion. During the same period last year, the firm earned $1.01 earnings per share. The company’s revenue for the quarter was up 18.9% compared to the same quarter last year. Charles Schwab has set its FY 2026 guidance at 5.700-5.800 EPS. On average, equities analysts expect that Charles Schwab will post 4.22 earnings per share for the current year.

Insider Activity at Charles Schwab

In other news, insider Jonathan S. Beatty sold 3,072 shares of the business’s stock in a transaction that occurred on Wednesday, November 12th. The shares were sold at an average price of $98.00, for a total transaction of $301,056.00. Following the completion of the sale, the insider owned 11,923 shares in the company, valued at approximately $1,168,454. The trade was a 20.49% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Insiders own 6.30% of the company’s stock.

Charles Schwab News Roundup

Here are the key news stories impacting Charles Schwab this week:

• Positive Sentiment: Management raised FY‑2026 EPS and revenue guidance well above Street consensus (EPS 5.70–5.80 vs. ~5.37 consensus; revenue ~$26.2–26.4B vs. ~$25.5B), a clear catalyst for upside as it signals stronger forward profitability. Schwab Reports Record 4Q and Full Year 2025 Results
• Positive Sentiment: Q4 results showed EPS of $1.39 and revenue of $6.34B, beating consensus on the top and bottom lines and reflecting strong trading volumes and net new assets — supports the narrative of robust client activity and higher interest income. The Charles Schwab Corporation (SCHW) Q4 Earnings and Revenues Surpass Estimates
• Positive Sentiment: Management flagged strategic growth initiatives — including plans to expand RIA lending capabilities — which could increase fee and interest revenue over time and improve client retention. Schwab Plans to Ramp Up, Expand RIA Lending Capabilities
• Neutral Sentiment: CEO and management interviews / winter business update provided color on client engagement and strategy but contained no major surprises — useful for modeling execution risk but not an immediate price driver. Winter Business Update Transcript
• Neutral Sentiment: Schwab made a charitable gift to support a university financial‑planning clinic — positive for reputation/ESG but unlikely to move near‑term fundamentals. Charles Schwab financial gift to help Aggie Financial Planning Clinic open doors in 2026
• Negative Sentiment: Some coverage flagged net‑revenue and expense items that fell short of expectations or raised concerns about rising costs, creating mixed market reaction and intraday selling pressure despite the strong guidance and beats. Schwab Net Revenue Misses Estimates Amid Strong Year for Markets

Institutional Inflows and Outflows

A number of institutional investors have recently bought and sold shares of SCHW. Invenio Wealth Partners LLC increased its holdings in Charles Schwab by 5.4% in the 3rd quarter. Invenio Wealth Partners LLC now owns 2,584 shares of the financial services provider’s stock worth $247,000 after buying an additional 132 shares in the last quarter. CYBER HORNET ETFs LLC lifted its stake in Charles Schwab by 3.9% during the 3rd quarter. CYBER HORNET ETFs LLC now owns 4,087 shares of the financial services provider’s stock valued at $390,000 after acquiring an additional 155 shares during the period. Newbridge Financial Services Group Inc. boosted its holdings in shares of Charles Schwab by 233.6% during the 3rd quarter. Newbridge Financial Services Group Inc. now owns 357 shares of the financial services provider’s stock valued at $34,000 after acquiring an additional 250 shares during the last quarter. Clark Capital Management Group Inc. grew its stake in shares of Charles Schwab by 10.3% in the third quarter. Clark Capital Management Group Inc. now owns 3,012 shares of the financial services provider’s stock worth $288,000 after acquiring an additional 281 shares during the period. Finally, Main Street Financial Solutions LLC raised its holdings in shares of Charles Schwab by 4.7% during the second quarter. Main Street Financial Solutions LLC now owns 6,828 shares of the financial services provider’s stock valued at $623,000 after purchasing an additional 305 shares during the last quarter. 84.38% of the stock is currently owned by institutional investors and hedge funds.

About Charles Schwab

Charles Schwab Corporation (NYSE: SCHW) is a diversified financial services firm that provides brokerage, banking, wealth management and advisory services to individual investors, independent investment advisors and institutional clients. Its primary offerings include retail brokerage accounts, online trading platforms, Schwab-branded mutual funds and exchange-traded funds (ETFs), retirement plan services, custodial services for independent Registered Investment Advisors (RIAs), and banking products through Charles Schwab Bank.