Analysts Set Lloyds Banking Group plc (LON:LLOY) Price Target at GBX 101.57

Shares of Lloyds Banking Group plc (LON:LLOY) have been assigned a consensus rating of “Moderate Buy” from the seven brokerages that are presently covering the stock, MarketBeat Ratings reports. Three research analysts have rated the stock with a hold recommendation and four have assigned a buy recommendation to the company. The average 1 year price objective among brokerages that have updated their coverage on the stock in the last year is GBX 103.71.

Several research analysts recently issued reports on LLOY shares. Barclays raised their target price on Lloyds Banking Group from GBX 100 to GBX 120 and gave the stock an “overweight” rating in a research report on Wednesday, January 7th. Keefe, Bruyette & Woods restated an “outperform” rating and set a GBX 93 price objective on shares of Lloyds Banking Group in a research report on Friday, October 10th. Shore Capital reaffirmed a “hold” rating and issued a GBX 84 price objective on shares of Lloyds Banking Group in a research note on Wednesday, November 19th. Citigroup increased their target price on shares of Lloyds Banking Group from GBX 84 to GBX 97 and gave the company a “neutral” rating in a research report on Monday, December 1st. Finally, JPMorgan Chase & Co. raised their price target on shares of Lloyds Banking Group from GBX 102 to GBX 117 and gave the stock a “neutral” rating in a report on Tuesday.

Lloyds Banking Group Stock Up 1.5%

LON:LLOY opened at GBX 102.95 on Friday. Lloyds Banking Group has a twelve month low of GBX 60.30 and a twelve month high of GBX 103.55. The stock’s 50-day simple moving average is GBX 96.53 and its 200 day simple moving average is GBX 87.53. The firm has a market capitalization of £60.49 billion, a PE ratio of 18.06, a price-to-earnings-growth ratio of 1.84 and a beta of 1.23.

Lloyds Banking Group (LON:LLOY) last posted its earnings results on Thursday, December 11th. The financial services provider reported GBX 6.30 EPS for the quarter. Lloyds Banking Group had a net margin of 16.66% and a return on equity of 11.22%. On average, analysts anticipate that Lloyds Banking Group will post 7.3199528 EPS for the current fiscal year.

More Lloyds Banking Group News

Here are the key news stories impacting Lloyds Banking Group this week:

• Positive Sentiment: Lloyds will train its entire workforce in AI, a large-scale upskilling push that could lift productivity, speed digital transformation and reduce operating costs over time. Lloyds to train entire workforce in AI
• Positive Sentiment: The bank has scaled up its targets for AI value creation, signalling management expects material revenue or cost benefits from AI investments — a positive for medium-term margins and return-on-capital. Lloyds scales up targets for AI value creation
• Positive Sentiment: A new AI literacy initiative boosts employee AI skills and governance, lowering execution risk for AI projects and supporting faster rollouts across products and operations. Lloyds Banking Group Aims to Boost AI Literacy with New Initiative
• Positive Sentiment: JPMorgan raised its price target to GBX 117, which can attract investor buying and provides an external validation of earnings/upside expectations. JPMorgan Chase & Co. Raises Lloyds Banking Group Price Target
• Positive Sentiment: Market commentary and a Seeking Alpha piece highlight a rating upgrade and the stock topping £1 again, reinforcing momentum narratives among retail and some institutional buyers. Lloyds Banking Group: Finally Above A Pound Again! (Rating Upgrade)
• Neutral Sentiment: Lloyds will redeem €500m of senior floating‑rate notes one year early after exercising its call — reduces reported debt and interest exposure but uses cash; balance-sheet/LCY impacts should be monitored. Lloyds Banking Group to Redeem €500m Senior Floating-Rate Notes One Year Early
• Neutral Sentiment: CEO public comments urging rate cuts to support the economy, alongside data on faster job cuts, are macro signals — they can influence investor expectations about credit demand and loan-loss dynamics but are mixed in directional impact. Cut rates now to boost economy, says Lloyds boss
• Neutral Sentiment: Note: an update from Lloyds Metals & Energy (LLOYDSME) clarifying a USD 90.8m structure is unrelated to Lloyds Banking Group (LLOY); does not affect the bank’s fundamentals. Lloyds Metals & Energy Clarifies USD 90.8 Million Nexus Holdco Investment Structure
• Negative Sentiment: Local branch closures (Penzance/Cornwall) and historic branch shutdowns are negative for footprint and customer convenience; limited near-term financial impact but they feed into the long-term branch rationalisation narrative. Penzance Lloyds Bank closing in Cornwall January 21 Historic branch of Lloyds closes its doors

About Lloyds Banking Group

We are the largest UK retail and commercial financial services provider with over 25 million customers and a presence in nearly every community.

The Group’s main business activities are retail and commercial banking, general insurance and long-term savings, provided through the largest branch network and digital bank in the UK, with well recognised brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows.

Our shares are quoted on the London and New York stock exchanges and we are one of the largest companies in the FTSE 100 index.