Analysts Set Visa Inc. (NYSE:V) Price Target at $402.52

Visa Inc. (NYSE:V) has earned an average recommendation of “Buy” from the twenty-seven ratings firms that are presently covering the stock, MarketBeat Ratings reports. Four analysts have rated the stock with a hold recommendation, nineteen have given a buy recommendation and four have issued a strong buy recommendation on the company. The average twelve-month target price among brokers that have updated their coverage on the stock in the last year is $401.5217.

V has been the subject of a number of recent research reports. Wells Fargo & Company upgraded shares of Visa to a “strong-buy” rating in a report on Wednesday, October 22nd. UBS Group reissued a “buy” rating on shares of Visa in a research note on Tuesday, January 13th. Raymond James Financial restated an “outperform” rating and set a $408.00 price target (up from $398.00) on shares of Visa in a research report on Wednesday, October 29th. Weiss Ratings reiterated a “buy (b)” rating on shares of Visa in a report on Wednesday. Finally, Citigroup raised Visa to a “strong-buy” rating in a research note on Thursday, October 23rd.

Insider Transactions at Visa

In other Visa news, CEO Ryan Mcinerney sold 10,485 shares of the stock in a transaction on Monday, November 3rd. The shares were sold at an average price of $341.00, for a total transaction of $3,575,385.00. Following the completion of the sale, the chief executive officer owned 537 shares of the company’s stock, valued at $183,117. This represents a 95.13% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at the SEC website. Also, insider Paul D. Fabara sold 2,172 shares of the firm’s stock in a transaction on Friday, November 21st. The stock was sold at an average price of $325.93, for a total transaction of $707,919.96. Following the completion of the sale, the insider directly owned 26,413 shares in the company, valued at approximately $8,608,789.09. This trade represents a 7.60% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last 90 days, insiders have sold 24,042 shares of company stock worth $8,247,289. Insiders own 0.12% of the company’s stock.

Institutional Trading of Visa

A number of institutional investors have recently modified their holdings of the company. Norges Bank bought a new stake in shares of Visa in the 2nd quarter worth approximately $7,034,939,000. TCI Fund Management Ltd. lifted its stake in Visa by 14.6% in the second quarter. TCI Fund Management Ltd. now owns 19,067,558 shares of the credit-card processor’s stock worth $6,769,936,000 after acquiring an additional 2,429,996 shares during the period. Corient Private Wealth LLC lifted its stake in Visa by 110.4% in the second quarter. Corient Private Wealth LLC now owns 3,954,937 shares of the credit-card processor’s stock worth $1,396,930,000 after acquiring an additional 2,075,289 shares during the period. Holocene Advisors LP boosted its holdings in Visa by 286.4% in the third quarter. Holocene Advisors LP now owns 2,526,026 shares of the credit-card processor’s stock valued at $862,335,000 after acquiring an additional 1,872,362 shares in the last quarter. Finally, SG Americas Securities LLC boosted its holdings in Visa by 121.7% in the fourth quarter. SG Americas Securities LLC now owns 3,022,411 shares of the credit-card processor’s stock valued at $1,059,990,000 after acquiring an additional 1,658,954 shares in the last quarter. 82.15% of the stock is currently owned by hedge funds and other institutional investors.

Visa News Summary

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa expanded crypto utility by partnering with Mercuryo to enable near‑instant crypto‑to‑fiat conversions via Visa Direct, a move that broadens rails for crypto flows and could increase transaction volume. Visa Brings Crypto-To-Fiat Convenience To Millions Via Mercuryo
• Positive Sentiment: Visa launched an account‑to‑account (A2A) payments solution with Acquired.com in the U.K., targeting recurring and variable payments — another product expansion that can reduce friction and potentially win share from slower legacy direct‑debit systems. Visa Launches A2A Payments Partnership With Acquired.com
• Positive Sentiment: Circle CEO Jeremy Allaire told Davos audiences that USDC is a neutral infrastructure layer and not a rival to Visa/Mastercard — framing stablecoins as complementary rails and signaling partnership opportunities rather than competitive threats. Circle CEO says USDC is a neutral layer, not a rival to Visa or Mastercard
• Positive Sentiment: Analyst commentary comparing Visa and Mastercard highlights Visa’s scale, margins and valuation edge, which may support investor preference for V over peers. Visa vs. Mastercard: Which Payments Giant Looks More Attractive Now?
• Neutral Sentiment: Markets are broadly positive this morning (futures up) after geopolitical tariff headlines, which is giving cyclical support to large-cap names including Visa ahead of earnings. Nasdaq tipped to continue rebound on tariff U-turn, with Visa, P&G and Intel earnings eyed
• Neutral Sentiment: Visa is scheduled to report quarterly results next week — a focal point for near‑term price action as investors price in growth expectations and guidance. Visa (V) to Release Quarterly Earnings on Thursday
• Neutral Sentiment: Several retail and investment pieces note Visa as a trending/dividend growth name, which can sustain investor interest but is background noise relative to earnings and partnerships. The Best Dividend Growth Stocks to Buy With $2,000 Right Now
• Negative Sentiment: A Zacks preview warns Visa may lack the setup for an earnings beat next week, raising downside risk to the stock if results or guidance disappoint. Visa (V) Reports Next Week: Wall Street Expects Earnings Growth
• Negative Sentiment: Political headlines: President Trump’s push for a 10% credit‑card interest‑rate cap and ensuing debate (Jamie Dimon calling it an “economic disaster”) inject regulatory/policy risk into the consumer‑credit ecosystem — a potential headwind for transaction volumes or card economics if policy moves forward. Trump calls for Congress to enact 10% credit card interest rate cap; bank stocks rise JPMorgan CEO Dimon says credit card rate cap will be an economic disaster

Visa Price Performance

V opened at $325.97 on Friday. The company has a current ratio of 1.08, a quick ratio of 1.08 and a debt-to-equity ratio of 0.53. The stock has a market capitalization of $593.83 billion, a P/E ratio of 31.93, a PEG ratio of 1.91 and a beta of 0.81. The stock has a 50-day moving average price of $338.57 and a 200-day moving average price of $342.71. Visa has a 12-month low of $299.00 and a 12-month high of $375.51.

Visa (NYSE:V) last announced its quarterly earnings data on Tuesday, October 28th. The credit-card processor reported $2.98 earnings per share for the quarter, beating analysts’ consensus estimates of $2.97 by $0.01. The company had revenue of $10.72 billion for the quarter, compared to analysts’ expectations of $10.60 billion. Visa had a return on equity of 60.31% and a net margin of 50.15%.Visa’s revenue for the quarter was up 11.5% compared to the same quarter last year. During the same period last year, the firm posted $2.71 EPS. Equities analysts predict that Visa will post 11.3 earnings per share for the current fiscal year.

Visa Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Monday, December 1st. Shareholders of record on Wednesday, November 12th were given a $0.67 dividend. The ex-dividend date was Wednesday, November 12th. This is an increase from Visa’s previous quarterly dividend of $0.59. This represents a $2.68 annualized dividend and a yield of 0.8%. Visa’s dividend payout ratio is presently 26.25%.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.