Plumas Bancorp (NASDAQ:PLBC) Releases Earnings Results, Beats Expectations By $0.19 EPS

Plumas Bancorp (NASDAQ:PLBC) announced its quarterly earnings results on Wednesday. The financial services provider reported $1.56 EPS for the quarter, beating analysts’ consensus estimates of $1.37 by $0.19, FiscalAI reports. The company had revenue of $28.58 million for the quarter, compared to analysts’ expectations of $27.39 million. Plumas Bancorp had a net margin of 26.40% and a return on equity of 16.28%.

Plumas Bancorp Price Performance

Shares of PLBC opened at $49.99 on Friday. Plumas Bancorp has a 1-year low of $38.71 and a 1-year high of $52.01. The company has a market capitalization of $347.93 million, a P/E ratio of 11.01 and a beta of 0.60. The firm’s 50 day simple moving average is $44.57 and its 200 day simple moving average is $43.27.

Plumas Bancorp Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Wednesday, February 18th. Investors of record on Wednesday, February 4th will be given a $0.33 dividend. This represents a $1.32 annualized dividend and a dividend yield of 2.6%. This is a positive change from Plumas Bancorp’s previous quarterly dividend of $0.30. The ex-dividend date is Wednesday, February 4th. Plumas Bancorp’s dividend payout ratio (DPR) is currently 28.10%.

Key Stories Impacting Plumas Bancorp

Here are the key news stories impacting Plumas Bancorp this week:

• Positive Sentiment: Q4 earnings and revenue beat: Plumas reported EPS of $1.56 (vs. $1.37 consensus) and revenue of $28.6M, driven by a $6.9M increase in net interest income; profitability and ROE improved year-over-year. Plumas Bancorp Reports Earnings
• Positive Sentiment: Dividend raised: the board declared a $0.33 quarterly cash dividend (10% increase from $0.30), payable Feb 18 to holders of record Feb 4 — a sign of steady cash generation and shareholder return policy. PLUMAS BANCORP DECLARES QUARTERLY CASH DIVIDEND
• Neutral Sentiment: Institutional flows and insider activity mixed: several funds materially increased positions in recent quarters while Quiver notes a mix of insider buys and one sale — suggests continued institutional interest but not unanimous conviction. QuiverQuant Dividend & Activity
• Negative Sentiment: Rising expenses and provisions: the company noted increases in non-interest expense (+$3.6M) and higher provision for credit losses ($517k), which could pressure future margins if trends continue. Plumas Bancorp Reports Earnings
• Negative Sentiment: Dividend vs. reinvestment trade-off: while the payout boost is shareholder-friendly, some investors may view higher dividends as reduced capital for growth or balance-sheet strengthening. QuiverQuant Dividend & Analysis

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Punch & Associates Investment Management Inc. increased its stake in Plumas Bancorp by 42.3% in the third quarter. Punch & Associates Investment Management Inc. now owns 62,535 shares of the financial services provider’s stock valued at $2,698,000 after acquiring an additional 18,595 shares during the last quarter. Vanguard Group Inc. raised its holdings in shares of Plumas Bancorp by 5.2% during the 3rd quarter. Vanguard Group Inc. now owns 306,458 shares of the financial services provider’s stock valued at $13,221,000 after buying an additional 15,080 shares in the last quarter. Man Group plc bought a new stake in Plumas Bancorp in the 3rd quarter worth approximately $606,000. The Manufacturers Life Insurance Company boosted its stake in Plumas Bancorp by 3.8% in the second quarter. The Manufacturers Life Insurance Company now owns 180,291 shares of the financial services provider’s stock worth $8,016,000 after buying an additional 6,637 shares in the last quarter. Finally, Jane Street Group LLC bought a new position in Plumas Bancorp during the first quarter valued at approximately $255,000. 41.68% of the stock is currently owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

A number of research analysts have weighed in on the company. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Plumas Bancorp in a report on Monday, December 29th. Piper Sandler lowered their target price on shares of Plumas Bancorp from $64.00 to $61.00 and set an “overweight” rating on the stock in a research note on Thursday, October 16th. Three equities research analysts have rated the stock with a Buy rating, According to MarketBeat, the company presently has a consensus rating of “Buy” and a consensus target price of $55.50.

About Plumas Bancorp

Plumas Bancorp (NASDAQ:PLBC) is a bank holding company headquartered in Quincy, California, and the parent of Plumas Bank. The company focuses on community banking, delivering personalized financial solutions to individuals, families, small businesses and agricultural clients. Through its subsidiary, Plumas Bank offers a comprehensive range of deposit and lending products designed to meet the unique needs of customers in Northern California’s rural and semi-rural markets.

Plumas Bank’s product lineup includes checking and savings accounts, money market funds and certificates of deposit, alongside a variety of consumer lending options such as residential mortgages, home equity lines of credit and installment loans.