Ally Financial Inc. (NYSE:ALLY) Receives $49.44 Consensus Price Target from Analysts

Ally Financial Inc. (NYSE:ALLY) has earned an average rating of “Moderate Buy” from the seventeen ratings firms that are covering the stock, MarketBeat reports. Four research analysts have rated the stock with a hold recommendation and thirteen have given a buy recommendation to the company. The average 12 month price objective among analysts that have covered the stock in the last year is $50.50.

A number of analysts have commented on ALLY shares. Royal Bank Of Canada restated an “outperform” rating and set a $52.00 price target on shares of Ally Financial in a research note on Monday, January 12th. Keefe, Bruyette & Woods decreased their target price on shares of Ally Financial from $56.00 to $51.00 and set an “outperform” rating for the company in a research report on Wednesday, October 1st. Deutsche Bank Aktiengesellschaft upped their target price on shares of Ally Financial from $55.00 to $57.00 and gave the stock a “buy” rating in a report on Thursday. JPMorgan Chase & Co. lifted their price target on Ally Financial from $43.00 to $48.00 and gave the company an “overweight” rating in a research note on Monday, January 12th. Finally, Wall Street Zen downgraded Ally Financial from a “buy” rating to a “hold” rating in a research note on Sunday, November 9th.

Ally Financial Stock Down 2.0%

ALLY stock opened at $41.15 on Monday. The stock’s 50 day simple moving average is $43.40 and its 200 day simple moving average is $41.12. The company has a market cap of $12.67 billion, a P/E ratio of 17.51, a price-to-earnings-growth ratio of 0.21 and a beta of 1.17. The company has a debt-to-equity ratio of 1.30, a quick ratio of 0.92 and a current ratio of 0.92. Ally Financial has a fifty-two week low of $29.52 and a fifty-two week high of $47.27.

Ally Financial (NYSE:ALLY) last announced its quarterly earnings data on Wednesday, January 21st. The financial services provider reported $1.09 EPS for the quarter, beating analysts’ consensus estimates of $1.01 by $0.08. Ally Financial had a return on equity of 10.40% and a net margin of 10.77%.The firm had revenue of $2.17 billion during the quarter, compared to analysts’ expectations of $2.15 billion. During the same quarter last year, the firm posted $0.78 earnings per share. The company’s revenue for the quarter was up 4.8% compared to the same quarter last year. On average, research analysts expect that Ally Financial will post 3.57 earnings per share for the current fiscal year.

Ally Financial announced that its Board of Directors has approved a stock buyback plan on Wednesday, December 10th that permits the company to repurchase $2.00 billion in shares. This repurchase authorization permits the financial services provider to buy up to 15.3% of its stock through open market purchases. Stock repurchase plans are usually an indication that the company’s board of directors believes its stock is undervalued.

Ally Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Monday, February 2nd will be given a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 2.9%. The ex-dividend date of this dividend is Monday, February 2nd. Ally Financial’s dividend payout ratio is presently 72.29%.

Ally Financial News Roundup

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: CEO Michael George Rhodes bought 23,800 shares (~$992k), increasing his stake ~93%, signaling insider confidence in the stock. SEC Filing
• Positive Sentiment: Q4 results: Ally beat EPS expectations, reported y/y revenue growth and said provisions and expenses declined; management authorized a $2 billion share buyback — supportive for EPS and capital return. Ally Financial Pops on Q4 Earnings Beat and $2 Billion Buyback
• Positive Sentiment: Deutsche Bank raised its price target to $57 and kept a “buy” rating, implying ~38% upside from recent levels — a likely support for investor sentiment. Deutsche Bank Raises Price Target on Ally Financial
• Neutral Sentiment: Options-market activity suggests traders are positioning for near-term movement in ALLY, which could amplify volatility around catalysts. Is the Options Market Predicting a Spike in Ally Financial Stock?
• Neutral Sentiment: Full Q4 earnings call/transcript available for details on guidance, credit outlook and capital plans — useful for investors assessing forward drivers. Q4 2025 Earnings Call Transcript
• Negative Sentiment: Coverage flagged softness in auto-lending margins and that margins fell short of prior guidance — a key concern given Ally’s large auto-finance exposure. Ally Shares Drop as Margin Falls Short of Earlier Guidance
• Negative Sentiment: Some outlets report Q4 sales came in below analyst estimates and investors are focusing on auto-finance weakness; shares initially dropped ~3% on that flow. Ally Financial Shares Fall 3% as Investors Focus on Auto Finance Weakness
• Negative Sentiment: Analyst note/downgrade: after the rally and a bigger buyback, one analyst cut to “Hold” citing elevated capital-allocation risk and a pro forma CET1 near ~8.3%, which could constrain future flexibility. Ally Financial Takes A More Aggressive Capital Allocation Approach (Downgrade)

Insiders Place Their Bets

In other news, CEO Michael George Rhodes acquired 23,800 shares of Ally Financial stock in a transaction on Friday, January 23rd. The stock was acquired at an average cost of $41.68 per share, with a total value of $991,984.00. Following the transaction, the chief executive officer owned 49,434 shares of the company’s stock, valued at approximately $2,060,409.12. This trade represents a 92.85% increase in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Company insiders own 0.67% of the company’s stock.

Hedge Funds Weigh In On Ally Financial

A number of hedge funds and other institutional investors have recently modified their holdings of the business. Farther Finance Advisors LLC lifted its holdings in Ally Financial by 62.3% during the fourth quarter. Farther Finance Advisors LLC now owns 5,772 shares of the financial services provider’s stock worth $261,000 after acquiring an additional 2,216 shares during the period. Assetmark Inc. increased its position in shares of Ally Financial by 2.0% during the 4th quarter. Assetmark Inc. now owns 14,583 shares of the financial services provider’s stock valued at $660,000 after purchasing an additional 281 shares during the last quarter. Choreo LLC raised its stake in shares of Ally Financial by 12.6% during the 4th quarter. Choreo LLC now owns 9,014 shares of the financial services provider’s stock worth $411,000 after purchasing an additional 1,009 shares during the period. Legacy Trust boosted its holdings in shares of Ally Financial by 2.9% in the 4th quarter. Legacy Trust now owns 100,643 shares of the financial services provider’s stock worth $4,558,000 after buying an additional 2,800 shares during the last quarter. Finally, Sterneck Capital Management LLC bought a new position in Ally Financial during the fourth quarter valued at about $219,000. Hedge funds and other institutional investors own 88.76% of the company’s stock.

About Ally Financial

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.