MainStreet Bank (MNSB) to Release Quarterly Earnings on Monday

MainStreet Bank (NASDAQ:MNSB) is expected to post its Q4 2025 results before the market opens on Monday, January 26th. Analysts expect the company to announce earnings of $0.49 per share for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Monday, January 26, 2026 at 2:00 PM ET.

MainStreet Bank (NASDAQ:MNSB) last announced its quarterly earnings results on Monday, October 27th. The company reported $0.52 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.51 by $0.01. MainStreet Bank had a negative net margin of 3.32% and a positive return on equity of 6.05%. The firm had revenue of $18.22 million for the quarter, compared to analyst estimates of $19.40 million. On average, analysts expect MainStreet Bank to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

MainStreet Bank Trading Down 3.3%

Shares of MNSB stock opened at $20.51 on Friday. The firm has a fifty day moving average of $20.18 and a 200-day moving average of $20.31. The stock has a market cap of $158.13 million, a price-to-earnings ratio of -22.79 and a beta of 0.62. MainStreet Bank has a 52-week low of $15.00 and a 52-week high of $22.98. The company has a debt-to-equity ratio of 0.37, a quick ratio of 1.07 and a current ratio of 1.07.

MainStreet Bank Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Tuesday, November 18th. Investors of record on Tuesday, November 11th were given a $0.10 dividend. This represents a $0.40 annualized dividend and a yield of 2.0%. The ex-dividend date of this dividend was Monday, November 10th. MainStreet Bank’s dividend payout ratio is -44.44%.

Wall Street Analyst Weigh In

MNSB has been the subject of a number of analyst reports. Weiss Ratings restated a “sell (d+)” rating on shares of MainStreet Bank in a research note on Monday, December 29th. Zacks Research raised MainStreet Bank from a “strong sell” rating to a “hold” rating in a report on Monday, December 29th. Finally, Wall Street Zen downgraded MainStreet Bank from a “buy” rating to a “hold” rating in a research report on Sunday, November 2nd. One research analyst has rated the stock with a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat.com, the company has a consensus rating of “Reduce”.

Insider Activity at MainStreet Bank

In related news, CFO Thomas J. Chmelik sold 7,238 shares of the stock in a transaction that occurred on Tuesday, December 9th. The stock was sold at an average price of $20.09, for a total transaction of $145,411.42. Following the sale, the chief financial officer directly owned 63,761 shares in the company, valued at $1,280,958.49. This represents a 10.19% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Over the last 90 days, insiders purchased 848 shares of company stock valued at $16,123. 9.28% of the stock is owned by insiders.

Hedge Funds Weigh In On MainStreet Bank

Institutional investors have recently bought and sold shares of the business. Creative Planning lifted its position in MainStreet Bank by 5.6% during the 3rd quarter. Creative Planning now owns 22,169 shares of the company’s stock worth $462,000 after buying an additional 1,169 shares in the last quarter. Mendon Capital Advisors Corp raised its position in shares of MainStreet Bank by 18.8% during the third quarter. Mendon Capital Advisors Corp now owns 38,526 shares of the company’s stock worth $752,000 after acquiring an additional 6,098 shares during the last quarter. UBS Group AG raised its position in shares of MainStreet Bank by 3,454.5% during the third quarter. UBS Group AG now owns 134,821 shares of the company’s stock worth $2,808,000 after acquiring an additional 131,028 shares during the last quarter. Dimensional Fund Advisors LP lifted its stake in shares of MainStreet Bank by 1.6% during the third quarter. Dimensional Fund Advisors LP now owns 119,127 shares of the company’s stock valued at $2,481,000 after acquiring an additional 1,904 shares during the period. Finally, JPMorgan Chase & Co. boosted its holdings in MainStreet Bank by 102.7% in the third quarter. JPMorgan Chase & Co. now owns 6,748 shares of the company’s stock valued at $141,000 after acquiring an additional 3,419 shares during the last quarter. Institutional investors own 52.29% of the company’s stock.

MainStreet Bank Company Profile

MainStreet Bank Group, Inc (NASDAQ: MNSB) is the bank holding company for MainStreet Bank, a community bank headquartered in Westborough, Massachusetts. Through its subsidiary, the company provides a full range of commercial and consumer banking services designed to meet the financial needs of individuals, small businesses, and non-profit organizations. Its core focus is on building long‐term relationships within the communities it serves.

MainStreet Bank’s product suite includes deposit accounts such as checking, savings, money market and certificate of deposit offerings, as well as a variety of lending solutions.