NBT Bancorp (NBTB) Expected to Announce Earnings on Monday

NBT Bancorp (NASDAQ:NBTB) is anticipated to issue its Q4 2025 results after the market closes on Monday, January 26th. Analysts expect NBT Bancorp to post earnings of $0.99 per share and revenue of $183.6340 million for the quarter. Individuals can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Tuesday, January 27, 2026 at 10:00 AM ET.

NBT Bancorp (NASDAQ:NBTB) last issued its earnings results on Monday, October 27th. The bank reported $1.05 earnings per share for the quarter, topping the consensus estimate of $0.97 by $0.08. The business had revenue of $186.07 million for the quarter, compared to analysts’ expectations of $183.87 million. NBT Bancorp had a return on equity of 10.35% and a net margin of 17.24%. On average, analysts expect NBT Bancorp to post $4 EPS for the current fiscal year and $4 EPS for the next fiscal year.

NBT Bancorp Price Performance

NBTB stock opened at $43.65 on Friday. The firm has a market capitalization of $2.28 billion, a PE ratio of 14.55 and a beta of 0.50. The business has a 50 day simple moving average of $42.56 and a 200-day simple moving average of $42.31. NBT Bancorp has a 1 year low of $37.31 and a 1 year high of $49.18. The company has a debt-to-equity ratio of 0.10, a current ratio of 0.88 and a quick ratio of 0.88.

NBT Bancorp Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Monday, December 15th. Investors of record on Monday, December 1st were issued a dividend of $0.37 per share. This represents a $1.48 dividend on an annualized basis and a yield of 3.4%. The ex-dividend date of this dividend was Monday, December 1st. NBT Bancorp’s dividend payout ratio is currently 49.33%.

Insider Buying and Selling at NBT Bancorp

In related news, Director Timothy E. Delaney acquired 10,000 shares of the business’s stock in a transaction that occurred on Thursday, November 6th. The stock was purchased at an average cost of $40.98 per share, for a total transaction of $409,800.00. Following the transaction, the director directly owned 51,885 shares of the company’s stock, valued at approximately $2,126,247.30. This trade represents a 23.87% increase in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this link. 3.03% of the stock is currently owned by company insiders.

Institutional Trading of NBT Bancorp

Several institutional investors and hedge funds have recently made changes to their positions in the stock. EverSource Wealth Advisors LLC raised its position in shares of NBT Bancorp by 1,645.9% in the second quarter. EverSource Wealth Advisors LLC now owns 646 shares of the bank’s stock valued at $27,000 after buying an additional 609 shares during the last quarter. Larson Financial Group LLC raised its holdings in NBT Bancorp by 13,316.7% in the 3rd quarter. Larson Financial Group LLC now owns 805 shares of the bank’s stock valued at $34,000 after acquiring an additional 799 shares during the last quarter. Resources Management Corp CT ADV lifted its stake in shares of NBT Bancorp by 165.8% during the 3rd quarter. Resources Management Corp CT ADV now owns 2,724 shares of the bank’s stock worth $114,000 after purchasing an additional 1,699 shares during the period. Smartleaf Asset Management LLC lifted its stake in shares of NBT Bancorp by 23.0% during the 2nd quarter. Smartleaf Asset Management LLC now owns 3,316 shares of the bank’s stock worth $139,000 after purchasing an additional 620 shares during the period. Finally, Tower Research Capital LLC TRC grew its position in shares of NBT Bancorp by 184.7% in the second quarter. Tower Research Capital LLC TRC now owns 4,336 shares of the bank’s stock valued at $180,000 after purchasing an additional 2,813 shares during the period. 58.46% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

A number of research firms have commented on NBTB. DA Davidson downgraded NBT Bancorp from a “strong-buy” rating to a “hold” rating in a report on Monday, October 20th. Janney Montgomery Scott raised shares of NBT Bancorp to a “strong-buy” rating in a report on Wednesday, October 22nd. Weiss Ratings reaffirmed a “hold (c)” rating on shares of NBT Bancorp in a report on Monday, December 29th. Finally, Piper Sandler set a $47.00 price target on shares of NBT Bancorp and gave the company an “overweight” rating in a research report on Tuesday, October 14th. One research analyst has rated the stock with a Strong Buy rating, two have issued a Buy rating and three have issued a Hold rating to the stock. According to MarketBeat, NBT Bancorp currently has a consensus rating of “Moderate Buy” and an average price target of $51.25.

NBT Bancorp Company Profile

NBT Bancorp, Inc (NASDAQ: NBTB) is the bank holding company for NBT Bank, N.A., a full-service commercial bank that serves both individual and corporate clients across the Northeastern United States. Through its branch network and digital channels, the company offers a comprehensive range of commercial banking services, including business lending, treasury management, cash management and specialized industry financing. Its consumer banking platform provides checking and savings accounts, certificates of deposit, home mortgages, home equity lines of credit and other lending solutions tailored to meet personal and household financial needs.

In addition to traditional banking, NBT Bancorp delivers wealth management and fiduciary services through its trust division, offering investment advisory, trust administration, retirement planning and estate settlement.