Fair Isaac (NYSE:FICO) Updates FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 38.170-38.170 for the period, compared to the consensus estimate of 38.390. The company issued revenue guidance of $2.4 billion-$2.4 billion, compared to the consensus revenue estimate of $2.4 billion.

Fair Isaac Stock Performance

Shares of Fair Isaac stock opened at $1,514.98 on Thursday. The firm’s 50-day simple moving average is $1,695.87 and its 200-day simple moving average is $1,604.48. The firm has a market cap of $36.00 billion, a P/E ratio of 56.75, a price-to-earnings-growth ratio of 1.65 and a beta of 1.30. Fair Isaac has a twelve month low of $1,300.00 and a twelve month high of $2,217.60.

Fair Isaac (NYSE:FICO) last issued its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $7.08 by $0.25. Fair Isaac had a negative return on equity of 43.97% and a net margin of 32.75%.The business had revenue of $766.00 million during the quarter, compared to analysts’ expectations of $501.05 million. During the same period in the prior year, the firm posted $5.79 EPS. Fair Isaac’s quarterly revenue was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. On average, equities analysts forecast that Fair Isaac will post 24.15 earnings per share for the current fiscal year.

Wall Street Analysts Forecast Growth

FICO has been the topic of several research analyst reports. Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Fair Isaac in a research note on Monday, December 29th. Needham & Company LLC reissued a “buy” rating and issued a $1,975.00 price target on shares of Fair Isaac in a report on Thursday. Zacks Research cut Fair Isaac from a “strong-buy” rating to a “hold” rating in a report on Monday, December 1st. Robert W. Baird increased their price objective on shares of Fair Isaac from $1,900.00 to $1,960.00 and gave the company an “outperform” rating in a report on Thursday, November 6th. Finally, Jefferies Financial Group increased their price target on Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a research note on Friday, January 16th. Nine analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company’s stock. According to data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $2,094.08.

Insider Activity at Fair Isaac

In other Fair Isaac news, CFO Steven P. Weber sold 1,426 shares of the stock in a transaction dated Wednesday, December 17th. The stock was sold at an average price of $1,810.00, for a total transaction of $2,581,060.00. Following the completion of the transaction, the chief financial officer owned 2,804 shares in the company, valued at approximately $5,075,240. This represents a 33.71% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, CEO William J. Lansing sold 2,400 shares of the business’s stock in a transaction dated Monday, November 10th. The shares were sold at an average price of $1,732.88, for a total value of $4,158,912.00. Following the completion of the sale, the chief executive officer owned 10,933 shares in the company, valued at approximately $18,945,577.04. This trade represents a 18.00% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have sold 4,347 shares of company stock valued at $7,691,229. 3.46% of the stock is owned by corporate insiders.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q1 results beat estimates: FICO reported $7.33 EPS and strong revenue growth with year-over-year revenue up ~16%, beating consensus and showing strength in the scores segment — a core recurring-revenue driver. Earnings Release
• Positive Sentiment: Analyst support: Needham reiterated a Buy and set a $1,975 price target (material upside from the current level), which helps investor sentiment and validates the growth story. Needham Reaffirms Buy
• Positive Sentiment: Partnership win: FICO announced a partnership with Tech Mahindra to accelerate AI-driven decisioning and core-banking transformations — expands go-to-market for AI decisioning in financial services and supports longer-term revenue growth. Tech Mahindra Partnership
• Neutral Sentiment: Calls and coverage: Earnings call transcripts and analyst write-ups highlight strong scores revenue and recurring demand; multiple outlets published call transcripts and analysis for investors digging into segment performance and backlog. Earnings Call Transcript
• Neutral Sentiment: Growth narrative remains intact: analyst pieces (Zacks, Forbes coverage on AI and credit scoring) continue to cite FICO’s long runway from AI adoption and its attractive margins, keeping longer-term bulls engaged. Key Metrics Analysis
• Negative Sentiment: Guidance slightly light: FICO set FY26 EPS guidance at 38.17 (single point) which was marginally below consensus (~38.39) — that trim vs. expectations likely pressured the stock despite the quarter beat.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in FICO. Rakuten Securities Inc. increased its stake in Fair Isaac by 100.0% in the 2nd quarter. Rakuten Securities Inc. now owns 24 shares of the technology company’s stock valued at $44,000 after buying an additional 12 shares during the last quarter. JPL Wealth Management LLC acquired a new stake in shares of Fair Isaac in the third quarter valued at about $46,000. Johnson Financial Group Inc. boosted its position in Fair Isaac by 122.2% during the third quarter. Johnson Financial Group Inc. now owns 60 shares of the technology company’s stock valued at $90,000 after purchasing an additional 33 shares during the last quarter. MUFG Securities EMEA plc bought a new position in Fair Isaac in the second quarter valued at approximately $132,000. Finally, CYBER HORNET ETFs LLC increased its position in shares of Fair Isaac by 72.7% during the 3rd quarter. CYBER HORNET ETFs LLC now owns 114 shares of the technology company’s stock worth $171,000 after purchasing an additional 48 shares during the last quarter. Institutional investors and hedge funds own 85.75% of the company’s stock.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.