First Community (NASDAQ:FCCO) Issues Earnings Results, Beats Expectations By $0.01 EPS

First Community (NASDAQ:FCCO) released its quarterly earnings data on Wednesday. The bank reported $0.69 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.68 by $0.01, Zacks reports. The company had revenue of $20.60 million during the quarter, compared to analysts’ expectations of $20.25 million. First Community had a net margin of 16.69% and a return on equity of 12.46%.

First Community Trading Up 0.9%

NASDAQ:FCCO opened at $28.85 on Thursday. The stock has a market capitalization of $221.86 million, a price-to-earnings ratio of 12.02 and a beta of 0.38. First Community has a 52 week low of $19.46 and a 52 week high of $31.50. The company has a quick ratio of 0.78, a current ratio of 0.78 and a debt-to-equity ratio of 0.09. The firm has a 50 day moving average of $29.54 and a 200 day moving average of $27.81.

First Community Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 24th. Investors of record on Tuesday, February 10th will be paid a dividend of $0.16 per share. This represents a $0.64 annualized dividend and a dividend yield of 2.2%. The ex-dividend date is Tuesday, February 10th. First Community’s payout ratio is 26.67%.

Wall Street Analyst Weigh In

A number of analysts recently issued reports on the company. Weiss Ratings reiterated a “buy (b)” rating on shares of First Community in a report on Thursday, January 22nd. Zacks Research cut First Community from a “strong-buy” rating to a “hold” rating in a report on Friday, October 3rd. Three research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and an average target price of $29.50.

Trending Headlines about First Community

Here are the key news stories impacting First Community this week:

• Positive Sentiment: Q4 results beat expectations — First Community reported $0.69 EPS vs. $0.68 consensus, revenue $20.6M (vs. $20.25M est.), Q4 net income $4.83M and 2025 net income $19.205M. Management’s metrics (ROE 12.46%, net margin 16.69%) reinforce credit-quality and profitability improvements, supporting the stock. PR Newswire: Q4 Results
• Positive Sentiment: Quarterly cash dividend declared: $0.16 per share (annualized yield ~2.2%), record date Feb 10, payable Feb 24 — a direct positive for income-seeking investors and signals confidence in cash flow. PR Newswire: Dividend
• Positive Sentiment: Analyst commentary: Seeking Alpha published a buy-rated piece highlighting strong asset quality as supportive of the buy thesis — adds third‑party validation for investors. Seeking Alpha: Buy Rating
• Positive Sentiment: Short interest declined materially in mid-January (down ~62% to ~66,746 shares as of Jan 15; ~0.9% of float, ~1.2 days to cover) — fewer short positions can reduce sell-side pressure and magnify upside on positive news. (Data summary from market reports)
• Neutral Sentiment: Coverage/analysis: Zacks ran several write-ups noting the Q4 beat and digging into key metrics and trends — useful for investors but largely reiterative of the confirmed results. Zacks: Tops Estimates Zacks: Metrics Analysis
• Neutral Sentiment: Pre-earnings expectations and preview pieces (e.g., Yahoo Finance) circulated ahead of the release; these framed investor expectations but did not materially alter the story after the beat. Yahoo Finance: Q4 Preview
• Neutral Sentiment: Short-interest data glitch: a late Jan entry showing “0 shares” and NaN increase appears to be a reporting error — disregard for trading decisions until clarified. (Internal market data note)

Institutional Trading of First Community

Several hedge funds and other institutional investors have recently made changes to their positions in the business. Advisory Services Network LLC purchased a new position in First Community during the 3rd quarter worth $26,000. BNP Paribas Financial Markets increased its holdings in shares of First Community by 324.2% during the second quarter. BNP Paribas Financial Markets now owns 1,349 shares of the bank’s stock valued at $33,000 after acquiring an additional 1,031 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. purchased a new position in shares of First Community in the 2nd quarter valued at approximately $99,000. New York State Common Retirement Fund acquired a new stake in First Community in the 2nd quarter worth approximately $102,000. Finally, Raymond James Financial Inc. purchased a new stake in First Community during the 2nd quarter worth approximately $182,000. Hedge funds and other institutional investors own 61.25% of the company’s stock.

First Community Company Profile

First Community Financial Corp. (NASDAQ: FCCO) is the bank holding company for First Community Bank, a full-service commercial bank headquartered in Bluefield, West Virginia. Through its subsidiary, the company delivers a comprehensive range of financial services to individuals, small businesses and larger commercial clients. Its operations are focused on community banking, with an emphasis on personalized relationship management and local decision-making.

The company’s core offerings include deposit products such as checking and savings accounts, certificates of deposit and money market accounts, as well as consumer and commercial lending solutions.