Head-To-Head Review: Marsh (NYSE:MRSH) vs. Cheche Group (NASDAQ:CCG)

Marsh (NYSE:MRSH) and Cheche Group (NASDAQ:CCG) are both financial services companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, valuation, institutional ownership, dividends, risk, analyst recommendations and earnings.

Risk and Volatility

Marsh has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Comparatively, Cheche Group has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500.

Institutional & Insider Ownership

88.0% of Marsh shares are held by institutional investors. Comparatively, 19.8% of Cheche Group shares are held by institutional investors. 0.4% of Marsh shares are held by company insiders. Comparatively, 1.4% of Cheche Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Marsh and Cheche Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Marsh	$26.45 billion	3.49	$4.13 billion	$8.43	22.33
Cheche Group	$3.18 billion	0.02	-$8.52 million	($0.11)	-7.18

Marsh has higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Marsh, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Marsh and Cheche Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Marsh	0	3	0	0	2.00
Cheche Group	1	0	0	0	1.00

Marsh presently has a consensus price target of $199.33, suggesting a potential upside of 5.91%. Given Marsh’s stronger consensus rating and higher possible upside, equities analysts plainly believe Marsh is more favorable than Cheche Group.

Profitability

This table compares Marsh and Cheche Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Marsh	N/A	N/A	N/A
Cheche Group	N/A	N/A	N/A

Dividends

Marsh pays an annual dividend of $3.60 per share and has a dividend yield of 1.9%. Cheche Group pays an annual dividend of $0.36 per share and has a dividend yield of 45.6%. Marsh pays out 42.7% of its earnings in the form of a dividend. Cheche Group pays out -327.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cheche Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Marsh beats Cheche Group on 9 of the 12 factors compared between the two stocks.

About Marsh

Marsh & McLennan Companies, Inc., a professional services company, provides advice and solutions to clients in the areas of risk, strategy, and people worldwide. It operates in two segments, Risk and Insurance Services, and Consulting. The Risk and Insurance Services segment offers risk management services, such as risk advice, risk transfer, and risk control and mitigation solutions, as well as insurance and reinsurance broking, catastrophe and financial modeling, and related advisory services; and insurance program management services. This segment serves businesses, public entities, insurance companies, associations, professional services organizations, and private clients. The Consulting segment provides health, wealth, and career consulting services and products; and specialized management, as well as economic and brand consulting services. Marsh & McLennan Companies, Inc. was founded in 1871 and is headquartered in New York, New York.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.