Insider Selling: nCino (NASDAQ:NCNO) SVP Sells $39,843.32 in Stock

nCino Inc. (NASDAQ:NCNO) SVP Jeanette Sellers sold 2,182 shares of the stock in a transaction dated Wednesday, February 4th. The shares were sold at an average price of $18.26, for a total value of $39,843.32. Following the completion of the transaction, the senior vice president directly owned 43,219 shares of the company’s stock, valued at $789,178.94. This represents a 4.81% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through the SEC website.

Jeanette Sellers also recently made the following trade(s):

• On Tuesday, February 3rd, Jeanette Sellers sold 1,330 shares of nCino stock. The stock was sold at an average price of $18.68, for a total value of $24,844.40.
• On Wednesday, December 17th, Jeanette Sellers sold 1,507 shares of nCino stock. The shares were sold at an average price of $24.49, for a total value of $36,906.43.

nCino Stock Performance

nCino stock opened at $18.15 on Friday. nCino Inc. has a 52 week low of $17.60 and a 52 week high of $34.55. The company has a current ratio of 1.01, a quick ratio of 1.01 and a debt-to-equity ratio of 0.24. The stock has a market cap of $2.08 billion, a P/E ratio of -100.83, a price-to-earnings-growth ratio of 3.58 and a beta of 0.55. The stock has a 50 day moving average of $24.17 and a 200-day moving average of $26.31.

nCino (NASDAQ:NCNO) last posted its quarterly earnings results on Wednesday, December 3rd. The company reported $0.31 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.20 by $0.11. nCino had a negative net margin of 3.71% and a positive return on equity of 2.28%. The firm had revenue of $152.16 million for the quarter, compared to analysts’ expectations of $147.31 million. During the same period in the prior year, the company posted $0.21 earnings per share. The firm’s quarterly revenue was up 9.6% on a year-over-year basis. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. On average, analysts expect that nCino Inc. will post 0.12 EPS for the current fiscal year.

nCino declared that its board has approved a share buyback program on Monday, December 8th that permits the company to repurchase $100.00 million in shares. This repurchase authorization permits the company to repurchase up to 3.7% of its stock through open market purchases. Stock repurchase programs are typically a sign that the company’s board believes its shares are undervalued.

nCino News Summary

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Quarterly beat and constructive guidance — nCino reported revenue of $152.2M and EPS $0.31 (above estimates) and issued FY‑2026 and Q4‑2026 EPS guidance that signals improving profitability, which supports investor confidence. MarketBeat NCNO Summary
• Positive Sentiment: $100M buyback authorized — the board approved a $100M repurchase program (~3.7% of shares), which is a shareholder‑friendly action that can reduce float and support the share price. Buyback Mention
• Neutral Sentiment: Analyst consensus mixed but constructive — Street coverage averages a “Moderate Buy” with a mid‑$30s target, implying upside vs. current levels but wide analyst dispersion; this keeps sentiment balanced. Analyst Coverage
• Neutral Sentiment: Technical & ownership factors — high institutional ownership (~95%) and the stock trading below its 50‑ and 200‑day averages can amplify moves and limit near‑term momentum despite fundamental positives. Ownership & Technicals
• Negative Sentiment: Clustered insider selling (Feb 3–4) — CEO Sean Desmond, CFO Gregory Orenstein, Director Pierre Naude and other senior insiders sold sizable blocks at ~$18.26–$18.68 (aggregate proceeds ≈ $1.1–1.2M). Multiple Form 4s and concurrent sales raise investor concern and have likely created short‑term downward pressure. Insider Selling Alert
• Negative Sentiment: Press amplification of insider sales — coverage noting the insider selling can accelerate momentum selling and volatility until management provides context (e.g., routine diversification or planned liquidity). Media Note

Analysts Set New Price Targets

Several research analysts have recently commented on NCNO shares. Zacks Research lowered nCino from a “strong-buy” rating to a “hold” rating in a research report on Monday, February 2nd. Barclays reduced their price objective on nCino from $37.00 to $34.00 and set an “overweight” rating on the stock in a research note on Monday, January 5th. Piper Sandler lowered their target price on shares of nCino from $34.00 to $30.00 and set a “neutral” rating for the company in a research note on Thursday, December 4th. BTIG Research began coverage on shares of nCino in a report on Tuesday, December 16th. They set a “neutral” rating on the stock. Finally, Raymond James Financial upgraded shares of nCino from an “outperform” rating to a “strong-buy” rating and set a $36.00 price target on the stock in a research report on Monday, October 20th. One equities research analyst has rated the stock with a Strong Buy rating, nine have assigned a Buy rating, nine have assigned a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat, the stock has an average rating of “Moderate Buy” and an average price target of $33.27.

Institutional Investors Weigh In On nCino

A number of hedge funds have recently added to or reduced their stakes in NCNO. Farther Finance Advisors LLC increased its holdings in shares of nCino by 186.4% in the 3rd quarter. Farther Finance Advisors LLC now owns 948 shares of the company’s stock worth $26,000 after acquiring an additional 617 shares during the period. Advisors Asset Management Inc. grew its position in nCino by 68.5% in the 2nd quarter. Advisors Asset Management Inc. now owns 1,127 shares of the company’s stock worth $32,000 after purchasing an additional 458 shares during the last quarter. CWM LLC increased its stake in shares of nCino by 255.8% in the fourth quarter. CWM LLC now owns 1,142 shares of the company’s stock valued at $29,000 after purchasing an additional 821 shares during the period. AlphaQuest LLC increased its stake in shares of nCino by 5,022.2% in the third quarter. AlphaQuest LLC now owns 1,383 shares of the company’s stock valued at $37,000 after purchasing an additional 1,356 shares during the period. Finally, Quarry LP raised its holdings in shares of nCino by 138.2% during the third quarter. Quarry LP now owns 1,701 shares of the company’s stock valued at $46,000 after buying an additional 987 shares during the last quarter. 94.76% of the stock is currently owned by institutional investors.

About nCino

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.