Fair Isaac (NYSE:FICO) Trading Down 5.7% – Should You Sell?

Fair Isaac Corporation (NYSE:FICO)’s stock price dropped 5.7% during mid-day trading on Tuesday . The company traded as low as $1,211.11 and last traded at $1,208.1020. Approximately 170,134 shares changed hands during mid-day trading, a decline of 44% from the average daily volume of 305,761 shares. The stock had previously closed at $1,281.64.

Wall Street Analysts Forecast Growth

FICO has been the subject of a number of research analyst reports. Bank of America initiated coverage on shares of Fair Isaac in a research report on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 price objective for the company. The Goldman Sachs Group decreased their price target on shares of Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating on the stock in a research note on Monday, February 2nd. BMO Capital Markets reduced their target price on Fair Isaac from $2,300.00 to $2,200.00 and set an “outperform” rating for the company in a report on Thursday, November 6th. Zacks Research lowered shares of Fair Isaac from a “strong-buy” rating to a “hold” rating in a research note on Monday, December 1st. Finally, Robert W. Baird upped their price objective on shares of Fair Isaac from $1,900.00 to $1,960.00 and gave the company an “outperform” rating in a report on Thursday, November 6th. Ten research analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat, Fair Isaac has an average rating of “Moderate Buy” and a consensus price target of $2,007.14.

Fair Isaac Stock Performance

The business has a 50-day simple moving average of $1,548.33 and a 200-day simple moving average of $1,591.79. The company has a market cap of $28.70 billion, a price-to-earnings ratio of 44.78, a price-to-earnings-growth ratio of 1.30 and a beta of 1.27.

Fair Isaac (NYSE:FICO) last posted its earnings results on Wednesday, January 28th. The technology company reported $7.33 EPS for the quarter, beating the consensus estimate of $7.08 by $0.25. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The firm had revenue of $766.00 million for the quarter, compared to analyst estimates of $501.05 million. During the same quarter in the prior year, the company posted $5.79 earnings per share. Fair Isaac’s revenue for the quarter was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Research analysts anticipate that Fair Isaac Corporation will post 24.15 EPS for the current year.

Insider Transactions at Fair Isaac

In other Fair Isaac news, Director Joanna Rees sold 358 shares of the firm’s stock in a transaction on Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the transaction, the director directly owned 11,204 shares of the company’s stock, valued at approximately $15,237,440. This trade represents a 3.10% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. Also, CFO Steven P. Weber sold 1,426 shares of Fair Isaac stock in a transaction on Wednesday, December 17th. The shares were sold at an average price of $1,810.00, for a total transaction of $2,581,060.00. Following the completion of the transaction, the chief financial officer owned 2,804 shares in the company, valued at approximately $5,075,240. This trade represents a 33.71% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last quarter, insiders sold 2,305 shares of company stock worth $4,019,197. 3.02% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Fair Isaac

Large investors have recently bought and sold shares of the stock. Westside Investment Management Inc. acquired a new position in Fair Isaac in the second quarter valued at $26,000. Physician Wealth Advisors Inc. increased its stake in shares of Fair Isaac by 166.7% during the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after acquiring an additional 10 shares during the last quarter. Ransom Advisory Ltd purchased a new position in shares of Fair Isaac during the 3rd quarter worth about $30,000. Meeder Asset Management Inc. boosted its position in shares of Fair Isaac by 66.7% in the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company’s stock worth $30,000 after acquiring an additional 8 shares during the last quarter. Finally, Root Financial Partners LLC acquired a new stake in shares of Fair Isaac in the third quarter worth approximately $30,000. Institutional investors and hedge funds own 85.75% of the company’s stock.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.