Oportun Financial (NASDAQ:OPRT) Releases FY 2026 Earnings Guidance

Oportun Financial (NASDAQ:OPRT) updated its FY 2026 earnings guidance on Thursday. The company provided earnings per share guidance of 1.500-1.650 for the period, compared to the consensus earnings per share estimate of 1.430. The company issued revenue guidance of $935.0 million-$955.0 million, compared to the consensus revenue estimate of $983.8 million. Oportun Financial also updated its Q1 2026 guidance to EPS.

Oportun Financial Trading Down 0.9%

NASDAQ OPRT traded down $0.05 on Thursday, reaching $5.46. 453,306 shares of the company were exchanged, compared to its average volume of 555,176. The business’s fifty day moving average price is $5.30 and its 200 day moving average price is $5.57. The stock has a market capitalization of $240.95 million, a P/E ratio of 8.27 and a beta of 1.18. Oportun Financial has a fifty-two week low of $4.05 and a fifty-two week high of $7.97.

Analysts Set New Price Targets

A number of equities research analysts recently issued reports on the stock. JPMorgan Chase & Co. raised shares of Oportun Financial from an “underweight” rating to a “neutral” rating and set a $5.50 price objective for the company in a report on Monday, January 12th. Wall Street Zen lowered shares of Oportun Financial from a “strong-buy” rating to a “buy” rating in a report on Tuesday, January 20th. Finally, Weiss Ratings restated a “sell (d+)” rating on shares of Oportun Financial in a report on Monday, December 29th. Two equities research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat.com, the stock has an average rating of “Hold” and a consensus target price of $8.50.

Institutional Investors Weigh In On Oportun Financial

A number of institutional investors and hedge funds have recently made changes to their positions in OPRT. Cannell Capital LLC grew its stake in shares of Oportun Financial by 7,067.0% in the second quarter. Cannell Capital LLC now owns 1,601,244 shares of the company’s stock valued at $11,465,000 after buying an additional 1,578,902 shares in the last quarter. Millennium Management LLC lifted its stake in Oportun Financial by 54.1% during the 4th quarter. Millennium Management LLC now owns 1,899,552 shares of the company’s stock worth $10,049,000 after acquiring an additional 667,271 shares in the last quarter. Vanguard Group Inc. boosted its holdings in Oportun Financial by 30.4% during the 3rd quarter. Vanguard Group Inc. now owns 2,106,640 shares of the company’s stock valued at $12,998,000 after acquiring an additional 490,608 shares during the period. Segall Bryant & Hamill LLC grew its position in Oportun Financial by 236.4% in the 4th quarter. Segall Bryant & Hamill LLC now owns 651,582 shares of the company’s stock valued at $3,447,000 after acquiring an additional 457,895 shares in the last quarter. Finally, Geode Capital Management LLC grew its position in Oportun Financial by 131.6% in the 2nd quarter. Geode Capital Management LLC now owns 776,844 shares of the company’s stock valued at $5,563,000 after acquiring an additional 441,392 shares in the last quarter. 82.70% of the stock is owned by hedge funds and other institutional investors.

About Oportun Financial

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.